A Not So Obvious Homeowner’s Risk

Consider how the following two events relate when you’re renewing your Calgary homeowner’s insurance policy:

• In 2005, a severe rainfall in Toronto caused extensive flood and sewer backup damages. In fact, the damage was estimated at about $500 million. Approximately half of that was sewer back up. Over the last twenty years, heavy rains have continued to cause damage in the provinces.
   
• A recent study of homeowners in Edmonton, Alberta, Toronto and Ontario suggested that that the homeowners felt the municipalities were responsible for sewer back up losses

The reality is that the Alberta homeowners need to be aware that insurance coverage for sewer backup is usually optional. However, for a very low cost, that valuable protection can be purchased. If you’ve ever had to deal with the cost and clean-up of a sewer back-up, you know that the protection is worth the small expense.
 

Other Homeowner Sections That May Need Examination

Make sure you’re 100% satisfied, and by that we mean peace of mind satisfied, with the amount of liability coverage you have on your homeowner’s policy. Is it enough if someone is injured on your property?

Is your property adequately insured if your home is damaged by fire?

What about the contents of your home—have you added to your possessions by purchasing jewelry, expensive coat or furnishings? If so, have you insured them?
 

320 Years and Counting!

Review your Alberta home insurance policy with the genuine insurance professionals at Westland Insurance. Our staff has a combined experience of over 320 years in the business. We provide our insurance services to all of Alberta.

As a strong independent brokerage, we represent 21 insurance companies in order to provide the customized insurance coverage to all of our clients in Alberta.

Complete the home insurance quote. Then let’s talk about making sure your homeowner’s policy keeps up with the pace of your life.