| Discount | Description |
| Free of Claims | If you have been free of claims for 3 years and have had continuous insurance for the past 3 years, you may be entitled to a premium discount. Ask one of our experts if you qualify. |
| Customers 45 years of age or older | If you are 45 years of age or older, you may be entitled to a premium discount. Ask one of our experts if you qualify. |
| Alarmed – Local | A local burglar alarm is a bell or siren that is active in your home. It counts on your neighbours to call the police and/or the trespasser to be scared away. If you have this kind of alarm system in your home, you may be entitled to a premium discount. Ask one of our experts if you qualify. |
| Alarmed – Monitored | A monitored burglar and/or fire alarm is a system which transmits information to a MONITORING or CENTRAL STATION. If you have this kind of alarm system in your home, you may be entitled to a premium discount. Ask one of our experts if you qualify. |
| Sprinklered Home | If your primary residence is a single family dwelling home and has an interior sprinkler system installed, you may be entitled to a premium discount, ask one of our experts if you qualify. |
| Water Leak Detection Device | If your home has a water leak detection device which has been professionally installed, you may be entitled to a premium discount. Ask one of our experts if you qualify. |
| Mortgage Free | If you have paid off your mortgage and your bank no longer holds your home as collateral on any type of loan, you may be entitled to a premium discount. Ask one of our experts if you qualify. |
| Multi Policy | If your Automobile Insurance and Home Insurance are placed with the same insurance company, you may be entitled to a premium discount on both policies. Ask one of our experts if you qualify. |