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Discount Descriptions

Discount Description
Free of Claims If you have been free of claims for 3 years and have had continuous insurance for the past 3 years, you may be entitled to a premium discount. Ask one of our experts if you qualify.            
Customers 45 years of age or older If you are 45 years of age or older, you may be entitled to a premium discount. Ask one of our experts if you qualify.
Alarmed – Local

A local burglar alarm is a bell or siren that is active in your home. It counts on your neighbours to call the police and/or the trespasser to be scared away. If you have this kind of alarm system in your home, you may be entitled to a premium discount. Ask one of our experts if you qualify.     

Alarmed – Monitored  A monitored burglar and/or fire alarm is a system which transmits information to a MONITORING or CENTRAL STATION. If you have this kind of alarm system in your home, you may be entitled to a premium discount. Ask one of our experts if you qualify.  
Sprinklered Home If your primary residence is a single family dwelling home and has an interior sprinkler system installed, you may be entitled to a premium discount, ask one of our experts if you qualify.             
Water Leak Detection Device

If your home has a water leak detection device which has been professionally installed, you may be entitled to a premium discount.  Ask one of our experts if you qualify.

Mortgage Free  If you have paid off your mortgage and your bank no longer holds your home as collateral on any type of loan, you may be entitled to a premium discount.  Ask one of our experts if you qualify.                   
 Multi Policy              If your Automobile Insurance and Home Insurance are placed with the same insurance company, you may be entitled to a premium discount on both policies.  Ask one of our experts if you qualify.