Auto Insurance Mississauga

This coverage protects everyone involved in an accident (drivers, passengers, and pedestrians), regardless of who is at fault. Coverage includes income replacement, death benefits, rehabilitation expenses, caregivers, and medical expenses.

If you cause an accident that results in property damage or bodily injury, the other driver may choose to file a lawsuit against you. This insurance will cover the legal defence costs. You’ll be covered up to the limit specified in your policy.

When you’re not at fault (or only partially at fault) for an accident, DCD covers damage costs and loss of use. With this policy, the claim is filed with your own insurance provider, which ensures a faster turnaround time.

What if you’re involved in an accident, but the at-fault driver has no insurance? Or if your car is damaged in a hit-and-run? In these situations, you’ll be covered by uninsured motorist protection.

Your driving record is one of the most significant factors when it comes to determining your Mississauga car insurance rates. After you receive a traffic or speeding ticket, your rates will go up.

In all likelihood, you’ll need to find a new insurance company when you move to a new province. At Westland, we’ll help you find a new insurance provider. We’ll need information like your contact details, licence, insurance history, and address.

If you’ve made an insurance claim in the past few months or you’ve been issued a traffic ticket, your auto insurance premiums will increase.

Your premiums also depend on the type of vehicle that you drive. A car with a high value will cost more to repair or replace, which makes your insurance cost more. For example, your premiums for a 2015 Honda Civic will be much lower than a brand-new Tesla.

Most insurance providers offer policies in 6-month or 12-month terms. However, we can try to find an insurance solution that works for your situation; contact one of our advisors today.

If your spouse uses your vehicle often, we recommend adding them as a secondary driver to your policy.

Yes. Be sure to update your insurance after you receive your class 5 licence.

Your car insurance premiums are affected by factors like:

• Insurance history/driving history. With a good driving record, you may be eligible for an insurance discount. Practice good driving habits to get cheaper car insurance.
• Use of vehicle. Do you drive your car every day? Or do you only use it once a week? Those who drive more often will pay more for insurance.
• Location. In high-traffic areas, accidents are more common; there are also higher rates of theft and vandalism. This leads to a higher auto insurance premium.

The rates in Mississauga are set at the provincial level.

Yes, all Mississauga drivers must have the four types of mandatory insurance (accident benefits, liability coverage, uninsured motorist protection, and direct compensation damage).

The highways in Mississauga get slippery in the winter, which leads to more accidents. Most auto insurance companies will give you a discount for driving with winter tires. Consider switching to seasonal tires to lower your car insurance cost.

Comparing car insurance quotes is another great way to save on insurance. Not all companies offer equal coverage and pricing, so it’s best to shop around. At Westland Insurance, our advisors will help you find the lowest car insurance rates.

New drivers pay higher insurance premiums due to their lack of experience. To find out exactly how much your car insurance will cost, contact us for a quote.

Trying to find cheap car insurance? Get in touch with our insurance brokers today. We work with auto insurance companies across the province to provide you with the cheapest car insurance quotes.