Private Car Insurance – British Columbia

Did you know you have options when it comes to your auto insurance in British Columbia? When you purchase vehicle insurance in BC, your basic mandatory coverage is purchased through ICBC. You have the choice to purchase your optional coverage with another insurance provider. Westland is proud to offer a private vehicle insurance option in addition to your ICBC Autoplan policy. Family AutoCover provides BC drivers with extended coverage options to have the best, all-around policy for total peace of mind out on the road. Let us help navigate what auto insurance is right for you.

As your local insurance experts for over 40 years, we know that each vehicle in British Columbia is unique in its own way. From those who commute to work in Abbotsford every day, to those who are out on the coast catching sunset views, we’ve got you covered.

We understand it’s vital to protect what’s most important to you and your family. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on what’s important in your life.

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Let us find the best insurance package and rates for you! Get started on your quote today. Connect with us over the phone at 1-800-899-3093, or visit one of our convenient locations. Click here to find a Westland Insurance advisor close to you.

Why Choose Westland?

We know that your insurance needs to match your goals, your lifestyle and your budget. Our expert car insurance advisors get to know you, so that they can tailor a policy to your exact needs.

We’ll find the best coverage for you at the right price so that you can continue to live your life the way you want to.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, click here.

Family Autocover Insurance Explained

As an option to increase your coverage through your ICBC car insurance policy, Westland’s Family AutoCover offers private auto coverages that may be a better fit for your life. Family AutoCover is exclusive to Westland Insurance and as a Westland client, you’re able to benefit from this private car insurance package.

What Are the Benefits of Family Autocover?

  • Additional discounts for providing credit consent
  • No deductible windshield chip repairs (subject to a maximum per year)
  • Emergency Roadside Service
  • Loss of Use (with no deductible for fire, lightning or theft)
  • Increased Comprehensive deductible available
  • Optional Accident Forgiveness
  • Optional Excess Underinsured Motorist Protection
  • Optional Replacement Cost Coverages

What Coverages Are Available Through Family Autocover?

Protection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash.

Covers you or your passengers in a crash where the driver responsible doesn’t have enough coverage to pay for damages or injuries caused.

You can receive a brand-new version of your vehicle or cash payout if the car gets declared a total loss. Family offers two levels:

  • Premier Replacement Cost
    Available for future year models and model year 1 or 2
  • Standard Replacement Cost
    Available for model years 1, 2 & 3

Guaranteed Original Equipment Manufacturer (OEM) parts

Pays for repairs to your vehicle regardless of who’s at fault in the crash.

Protects you from various types of damage to your vehicle that are NOT a result of a collision.

Does Westland’s Family Autocover Include 24/7 Claims Service?

You bet! Our claims team is here for you when you need us the most. If the unexpected happens and you have a claim, contact your local Westland Insurance office during standard business hours. For after-hours claims, call 604-681-6123 or toll-free at 1-800-661-4404. Alternatively, you can submit your claim online.

What Are the Benefits of Family Autocover When It Comes to Vehicle Repairs?

If the unexpected and your set of wheels needs to go to the repair shop, Family Autocover clients benefit from using a certified economical repair facility.

  • Lifetime warranty on the repairs of the vehicle
  • Repair Authorization (to begin repairs on the insured’s vehicle without approval from Family).
  • Unlimited Loss of Use option (for AutoPlus policies and if subcompact vehicle is accepted).
  • Quality Assurance for repairs.

Family Autocover Has Coverage Bundle Options Designed to Save You Money…

Emergency Service Expense$50 occurrence, $100 annual limit. Option to increase to $250 per occurrence$250 per occurrence, no annual limit
Accident ForgivenessOptional Add-OnOptional Add-On
Destination ProtectionNot AvailableUp to $100 per occurrence
Loss of UseOptional Add-On$1,200 with a $100 daily limit, or unlimited when using a certified Economical Repair Facility & subcompact vehicle. Higher limits available
Family Worldwide TransportationNot Available$7,500 & $1,000 for additional living expenses
Lock ProtectionNot AvailableUp to $1,000 per occurrence
Travel ProtectionOptional CoverageIncluded
Rental Vehicle CoverageOptional CoverageIncluded


Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique needs, and find the perfect extension auto insurance policy for you. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your extension auto coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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