Off-Road Vehicle Insurance – Saskatchewan

Are you more of a snowmobile or side by side person? Whether you have a need for speed on a high-performance snowmobile that brings endless fun in the winter or have a utility side by side vehicle that you take out on the trails on summer evenings, off-road vehicles need the right coverage. Some off-road vehicles can be just as much of an investment as a vehicle out on the road, so it’s vital to protect that investment. Let us help navigate what off-road vehicle insurance is right for you.

As your local insurance experts, we know that each off-road vehicle in Saskatchewan is unique in its own way. From those riding the many lake trails in the winter to those riding through the Big River network of trials and all other off-road vehicle use in between, we’ve got you covered.

We understand it’s vital to protect what’s most important to you and your family. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on what’s important in your life.

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Why Choose Westland?

We know that your insurance needs to match your goals, your lifestyle and your budget. Our expert auto insurance advisors get to know you, so that they can tailor a policy to your exact needs.

We’ll find the best coverage for you at the right price so that you can continue to live your life the way you want to.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, click here.

What types of off-road vehicles can be insured?

  • Snowmobiles
  • All terrain vehicles
  • Snow bikes
  • Three wheelers and trikes
  • Dirt bikes
  • Dune buggies
  • Home built

Do all off-road vehicles need to be registered with SGI?

Snowmobiles are the only Off-Road vehicle that is registered in Saskatoon. When you purchase a registration, you receive the minimum $200,000 liability. There is no physical damage coverage included with the plate insurance. Vehicles such as ATV’s and dirtbikes aren’t registered in the province.

What coverages are available for off-road vehicles?

We’ve said it once, and we’ve said it again, is the basic liability limit enough if the unexpected happens? With extension coverage options, you can beef up your liability limit to mitigate potential out of pocket expenses.

If an accident occurs out on the trail and your machine is damaged, this coverage will repair damages after paying your deductible.

On the other hand, physical damage resulting from theft, vandalism or fire will be covered under comprehensive benefits.

What does off-road vehicle insurance cost?

The value of your off-road vehicle, accessories, location, and use will impact your premium. Your driving record will also affect your premium. And of course, the optional coverages and deductibles you select will also play a role in the cost.

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique needs, and find the perfect motorcycle insurance policy for you. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your off-road vehicle coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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