Rental Car Insurance – British Columbia
So you find yourself renting a vehicle, what next? Whether you’re renting a vehicle to get around on your much-deserved vacation or find yourself in a bit less of a glamorous situation where you were in a fender bender and need a loaner, you’ll need to look into if you need rental car insurance. Ultimately, you’re behind the wheel of a vehicle you don’t own or insure, so it’s important to know exactly what you’re covered for. Let us help navigate what rental car insurance is right for you.
As your local insurance experts for over 40 years, we know that each rental car situation in British Columbia is unique in its own way. From trips across the country to the East Coast where you need a set of wheels to visit family to rentals saving the day and getting you to and from work while your vehicle is being repaired, we’ve got you covered.
We understand it’s vital to protect what’s most important to you and your family. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on what’s important in your life.
Why Choose Westland?
We know that your insurance needs to match your goals, your lifestyle and your budget. Our expert auto insurance advisors get to know you, so that they can tailor a policy to your exact needs.
We’ll find the best coverage for you at the right price so that you can continue to live your life the way you want to.
Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, click here.
Who needs to buy rental car insurance?
If you’re renting a vehicle from a service, you need to know whether your existing car insurance policy will cover you or if you need to get a rental car policy specific to this instance. Better to look into this before picking up the vehicle to grab the keys and get out on the road without a hiccup. Whether it’s a trip or your day-to-day, feel confident renting your next set of wheels and get out on the road with peace of mind knowing you have the right coverage with you.
Do I have to buy rental car insurance from the rental company?
No. Although rental car companies make it a convenient option to include the rental insurance in your overall rental bill, you most definitely have options when it comes to rental car insurance. In fact, the cost of rental car coverage through your broker is often times significantly less expensive than what you’ll find offered from the rental company.
How can I get a rental car insurance policy?
In BC, you can get rental car insurance through ICBC. Rental vehicle coverage combines much of the coverage of Basic Autoplan with optional coverages as well. Rental car insurance can be purchased as part of a RoadStar Package or as part of the more comprehensive package Roadside Plus. You can buy it ahead of time and for the expected time frame that you need. When picking up your rental car, present your policy documents, and you’ll be on your way.
Does my current car insurance policy have rental coverage included already?
Through your ICBC car insurance policy, you won’t have rental car insurance baked in. However, the benefit of extension or private auto insurance options is that some products include rental vehicles. Making it a hassle-free experience when you need to rent a vehicle. Connect with us to see if your existing policy provides the right coverage or if you need to explore other options.
What does rental car insurance cost?
It’s generally an inexpensive policy, costing less than what you would see when sourcing it through the rental company or your credit card. Connect with one of our auto advisors today to get detailed pricing, specific to your situation.
Review Your Insurance and Get a Quote with Westland
Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique needs, and find the perfect rental vehicle insurance policy for you. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your rental vehicle coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!