Online plate insurance renewal in Saskatchewan
Life gets busy, and things like renewing your plate insurance can fall by the wayside. MySGI has simplified auto insurance renewals in Saskatchewan with an online platform. Log in to start your SGI renewal today!
How much is plate insurance in Saskatchewan?
Plate insurance costs can vary based on the vehicle make and model. Not sure what the cost of your license plate renewal or new vehicle plate insurance will be? SGI has a Basic Plate Calculator to help with that.
Everything to know about your deductible in Saskatchewan
In Saskatchewan, every basic plate coverage provided by SGI includes a deductible, but when was the last time you reviewed yours? Many people select a deductible when they first set up their policy and simply renew it year after year without giving it much thought. Taking a moment to revisit your deductible is a smart way to make sure your coverage still fits your lifestyle and budget.
Here are a few things to consider:
- Affordability: Could you comfortably pay your deductible out of pocket in the event of a claim?
- Driving habits: If you’re on the road often or in high-traffic areas, a lower deductible might offer more peace of mind.
- Vehicle value: For older vehicles, a higher deductible could help reduce your premium without sacrificing essential coverage.
Understanding how your deductible works, and whether it’s still the right fit is an easy step toward more confident, customized coverage.
Your deductible applies when you need to submit a claim or have a claim submitted by another insured driver. Whether that is paying your deductible to get your windshield replaced or you have significant car damage, your deductible applies to all claims. There are specific situations where a deductible will need to be paid when dealing with plate insurance or extension auto policies.
If you are in an accident with another insured driver who is found to be 100% at fault, you’re not responsible for covering the deductible amount. However, you may still have to pay the deductible if the at fault driver is uninsured.
Can I get basic SGI auto insurance in branch or online?
Plate insurance can easily be renewed online through the MySGI portal. Plate insurance can also be purchased in a Westland branch or over the phone and by email. We recommend connecting with our team of insurance advisors as they can ensure your plate insurance is set up correctly and ensure there are no gaps in your coverage. Click here to find a Westland Insurance advisor close to you.
What is MySGI?
MySGI is SGI’s secure online portal, where you can manage your auto insurance and vehicle registrations in just a few clicks. Whether you’ve visited a Westland branch before or are new to online renewals, MySGI gives you access to the same trusted services—only faster.
How to register for MySGI
If you do not have a MySGI account, follow these steps to get started:
- Visit the MySGI portal.
- Request an activation code online using your email
- Once received, use your code to register through the MySGI portal and follow the guided steps to complete your account setup.
To register, you will need a valid Saskatchewan driver’s licence or an SGI insurance policy.
Need support? Reach out to your local advisor or visit one of our branches in Saskatchewan.
Steps to renew my plates with SGI
1. Log in to MySGI
Head to MySGI and sign in. This is your starting point to renew your registration online.
2. Locating the renewal section
Go to My Vehicles and choose “Renew my registration” for any vehicles due for renewal. You can also view all your registered vehicles and any renewal notices in the Notification Centre.
3. Confirm eligibility
Answer a few quick questions to confirm your vehicle’s registration eligibility. All Saskatchewan plates include basic coverage: $700 deductible and $200,000 in third-party liability. Want more protection? You can purchase additional coverage through an auto extension policy.
If you already have an SGI Canada auto policy, you’ll find it in your My Policies section. If your policy is with another provider, or if you’d like a quote, connect with a Westland advisor.
4. Pay for your plate renewal
Choose your payment method and complete your renewal online. MySGI supports secure transactions and sends a confirmation once your payment is processed.
Can I purchase extension auto coverage?
If you’d like additional coverage on top of your basic plate insurance, you can add auto extension coverage from a private insurer to round out your policy.
Advisors at Westland can help you navigate plate insurance in Saskatchewan to build the auto insurance policy you need for peace of mind at every turn. From those who commute to work in Saskatoon every day to those who are out on the prairie open road catching sunset views, we’ve got you covered.
SGI plate renewal and licensing FAQs
It depends on your vehicle’s type, weight, use, and your personal safety rating. This doesn’t include basic insurance premiums, which vary. Use SGI’s Vehicle Registration and Insurance Rate Calculator to get an estimate. Or ask a Westland advisor to walk you through it.
SGI offers flexible payment methods for renewing your vehicle registration:
- Annual Payment: Pay the full amount upfront, without interest.
- Monthly Installments: Spread the cost over 12 months through AutoPay, which may include a finance fee.
You can renew your plates online via MySGI or in person at any Westland Insurance location.
You can renew your licence up to five years after expiry without requalifying. But driving with an expired licence is illegal in Saskatchewan and can lead to fines or impoundment. Renew early to stay protected.
If your licence expired over five years ago, you’ll need to retake the knowledge and road tests.
You’ll need:
- Proof of identity: Two original documents showing your full legal name, birthdate, and signature (e.g., passport, health card).
- Proof of Saskatchewan residency: Two recent documents with your name and address (e.g., utility bill, bank statement).
- Proof of legal entitlement to be in Canada: (e.g., Permanent Resident Card, study/work permit).
In Saskatchewan, you can start driving at age 15 if enrolled in a high school driver’s ed class. Without that, you’ll need to wait until you’re 16. After holding your learner’s licence for nine months, you can take the road test to upgrade to a Class 5 Novice 1 licence
Buy auto insurance in Saskatchewan with confidence
Whether you’re new to the province, shopping around for auto extension coverage, or need to renew your plates in Saskatchewan, our advisors are waiting to help you find the perfect solution.
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