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ICBC Auto Insurance changes are coming!

Here is what you need to know

ICBC Renewals

ICBC renewals can now be completed by phone or email. Request your ICBC Renewal online.

What is ICBC Enhanced Care?

Enhanced Care will protect customers by delivering better care and financial benefits to BC drivers. By 2022, Enhanced Care aims to reduce policy premiums, on average, by 20% -- about $400 per year which helps to protect your financial interest.

There are additional benefits to drivers in addition to premium savings.

  • Enhanced Care Coverage ensures you will have access to significantly more care and recovery benefits should you become inured in a crash, regardless of who is at fault.
  • Removal of legal fees - With the removal of most legal fees, these savings and benefits are passed on to you

When will Enhanced Care Coverage take effect?

On May 1st, 2021 Enhanced Care Coverage will be available to all ICBC renewals and new business. This means that you will see these changes on your first renewal or new plate transaction after May 1st, 2021.  All policies will automatically move to the updated Enhanced Care model, so you will not need to cancel your policy to see new benefits.

If you purchase ICBC Optional Third-Party Liability, changes to the rates for this coverage will take effect on February 1, 2021.

This means if you have a renewal between February 1, 2021 and April 30, 2021, you will see some savings over last year, with full savings coming into effect for renewals May 1, 2021 and later.

Why is this change happening?

Enhanced Care will make ICBC’s rates more stable, which will make ICBC Autoplan insurance more affordable both in the short and long-term. ICBC has committed to ensuring the new base insurance rate decrease for the next two years. This means ICBC will not file for a base rate increase in December of 2021 as they normally would. In addition, ICBC is working to create a rate stabilization fund which will help to offset any unexpected cost increases to maintain rate stability over the long-term.

What factors contribute to my savings?

There are many factors that will determine the savings you will notice on your 2021 ICBC renewal, including:

  • Driving experience, history of claims and listed drivers on your vehicle
  • Where you live
  • The type of vehicle you drive, and how it is used
  • If you purchase both ICBC Basic and ICBC Optional insurance verses purchasing only the ICBC Basic insurance on its own
  • If your vehicle is used seasonally, instead of annually (ex. RV, motorcycle, trailers or collector vehicles)

Visit the ICBC Savings Estimator to see how much you could save on your next renewal! To learn more, visit



How to renew ICBC car insurance

You can now renew your ICBC car insurance by phone.  Request your ICBC renewal online with Westland Insurance. We will contact you to confirm your coverage and process your renewal.

You  can also call or visit an Autoplan office to renew your ICBC insurance. Click here for a list of Westland Insurance offices in BC.

ICBC Accident Benefits – Enhanced Care

ICBC is also putting a greater focus on care for those injured in automobile accidents.  This means better coverage for you including:

  1. More types of treatments are covered
  2. More money for care and recovery after an accident
  3. More coverage towards lost wages

Learn more at  

To learn about how these changes impact fleet insurance visit Changes to ICBC Fleet Insurance

Renewing your Autoplan insurance?
List the drivers of your vehicle and get your estimate now.

 Frequently Asked Questions