Request a Quote
or Find a Local Agent

Car Insurance in BC

Eight Ways to Save on Auto Insurance

• Have a Westland Insurance representative in BC to review your BC car insurance to make sure you have the correct vehicle use and territory. Something as simple as an incorrect address can make a difference in the cost of BC car insurance.
• If you have an immobilizer, or automatic breaking system make sure you have the discount!
• Consider private auto insurance. Ask one of our brokers about Family Autocover!
• Maintain a clean driving record. 
• Starting in 2019, drivers can save money with annual low kilometres
• Paying for your insurance annually rather than monthly can reduce the total annual cost of your insurance.


BC Car Insurance

Auto insurance in BC is mandatory for everyone and there are many coverages available. Though every policy in BC must contain ICBC Autoplan basic car insurance, consumers also have the choice of using a private insurance company for comprehensive and other insurance add-ons.

  • ICBC Basic Autoplan has five main coverages that address significant protection:
  • Third Party Liability - protects you when you are at fault for an accident and another person makes a claim
  • Accident benefits – pays for injury treatment, medical expenses and loss of wages or benefits
  • Under-insured motorist protection – coverage when person who causes a crash has no insurance, or not enough to cover losses.
  • Protection against hit-and-run and uninsured motorists – coverage to a maximum of $200,000

  • Inverse liability coverage – coverage in Canada and U.S where law restricts loss recovery from driver at fault

Click here for further details on these coverages. For more information about Basic Autoplan, contact the nearest Westland Insurance Group office or call 604-543-7788 or toll free at 1-800-899-3093.

Family Autocover Private Insurance

One of the benefits of dealing with a Westland Insurance broker is having the option of purchasing  Family Autocover private auto insurance to supplement the ICBC Basic Autoplan.  The Family Autocover program offers two choices – AutoStandard, or AutoPlus with increased benefits ensuring we have a policy that will meet your needs. 

Some examples of Autocover options are:

AutoStandard  AutoPlus
Emergency Service Expense   $50 per occurrence, $100 annual limit. Option to increase to $250 per occurrence  $250 per occurance, no annual limit
Loss of Use Optional Add-On  $1,200 with a $100 daily limit, or unlimited when using a certified Economical Repair Facility & subcompact vehicle. Higher Limits available.
Travel Protection Optional Coverage Included
Lock Re-Keying Not available Up to $1000 per occurance


 Ask your local Westland Insurance broker for further information.

Get a Car Insurance Quote

Are you looking for the cheapest car insurance in BC? Cheapest may not always mean the best coverage. Going through car insurance options can be daunting as there are many mandatory aspects combined with a variety of new coverages through optional sources. It is important to understand the car insurance coverage options available to you.  

Westland makes it easier for you to get a quote. Our brokers have years of experience dealing with Autoplan coverages and can work with you to find the best coverage for your specific needs.  

Online Auto Renewals in BC

Westland can renew ICBC online through our in-house team. Be sure to request your renewal early through our online form so you receive your new decal in the mail before your renewal date. 

To renew your insurance online, you will need:

  • Your current insurance documents, or ICBC renewal reminder
  • Your BC drivers license

Proof of your odometer, if you drive less than 5,000 km/year. Your Westland Insurance broker is available if you have other questions about your insurance renewal. To find an office near you, click here.