Faith-Based Organization Insurance – British Columbia

A faith-based organization faces different insurance needs than that of many other non-profit organizations, from the physical building and assets to those specialized operations that are unique to your organization. We offer a comprehensive faith-based organization insurance package that has everything to keep you covered.

Business Liability

Business liability is legal liability insurance coverage which will cover the costs to defend legal action brought against your organization, regardless of whether or not there is any actual negligence.

Business liability insurance also covers the cost of legal actions brought against the organization where someone claims that it is negligent for property damage, bodily injury or personal injury. The policy covers the organization and its officials, executives, directors, employees, volunteers and members against these types of claims arising from the operations of the organization.

Westland’s faith-based organization insurance package is extended to include:

• Abuse Liability
  Abuse liability coverage is designed to respond to third party legal liability claims alleging sexual, physical, psychological or emotional abuse, molestation or harassment.
• Non-Owned Automobile Liability
  Non-Owned Automobile Liability is designed to respond to legal actions brought against the faith -based organization arising out of the use of personal vehicles owned and operated by employees and/or volunteers. The actual owners of such vehicles still require their own third-party liability insurance.
• Directors and Officers Liability
  D&O Liability is designed to respond to legal actions brought against a faith-based organization where someone alleges that the organization or its officials committed a negligent act, error, omission, breach of duty, or failed to exercise the duty of care required of their position.
• Specialized Religious Counseling Liability
  Religious Institution Counselling Liability insurance coverage is designed to defend and to pay legal damages resulting from third party legal liability claims for counselling services by members who provide advice or guidance within the practice of their faith and training.

Business Property

The unexpected can happen, and property coverage looks after protecting your assets if there’s a loss. To learn more about business property insurance, click here.

Business Interruption

A vital element of business insurance is the timeline between an insured loss and greeting members back through your doors. That’s where business interruption coverage comes into play. To learn more about business interruption insurance, click here.

Money and Securities Crime Coverage

Crime coverage is designed to protect against loss of money or securities resulting from various types of risks which can include employee dishonesty, theft, robbery, burglary, destruction or disappearance, forgery, money order and counterfeit paper currency fraud, credit card fraud, and computer fraud.

Crime coverage doesn’t include losses from voluntary parting of money or securities through dishonest means like social engineering or other possible cyber risks.

We can help with your auto insurance needs too! Connect with us today to ensure you’re covered out on the road.