Commercial Business Insurance Quotes in BC
The risks and rewards of operating a business are very high. Therefore, protecting yourself with the appropriate commercial business liability insurance is one of the most important initiatives you can take.
The right liability coverage protects you from unexpected risks that can occur during the normal course of operations – which is especially important at a time when even the most mundane conflicts wind up being settled in court.
Commercial Insurance brokers can quickly determine what kind of liability you’re vulnerable to.
Types of Commercial Business Liability Insurance
Depending on your situation, you could obtain Business insurance coverage for:
- Directors and officers
- Abuse and harassment
- Professional errors and omissions
- Injury or damage claims
- General third-party liability
The rule of thumb is that whatever responsibilities and risks you have, you can be protected.
Commercial General Liability Quote
Commercial general liability is the first line of defence against many common problems. It protects you against claims of bodily injury, other physical injury and property damage.
Commercial liability insurance is frequently offered with property insurance to protect your business against incidents that occur on your premises. It also allows you to continue operating if you are involved in a negligence or wrongdoing lawsuit.
You can obtain a commercial insurance quote after discussing your particulars with your Westland insurance broker, who will also alert you to the limits of certain types of coverage. For example, commercial general liability only protects against some business liabilities, not all.
Low Cost Commercial Liability Insurance
The due diligence you pay in researching commercial liability insurance policies may lead to pleasant surprises.
Small and medium-sized businesses are often classed as “low-risk” by insurance carriers, meaning you may be eligible to purchase a low-cost package of insurance policies that protect you from property damage or bodily injury, and safeguards your physical assets or even covers lost income and expenses.
The more you talk with your Westland insurance broker, the more your commercial insurance policy will be tailored to suit your specific needs.
Every business benefits from adequate commercial business liability insurance, whether it’s a joint venture or partnership, whether you have branch offices or you are just a mom-and-pop firm.
The bottom line is that commercial business liability insurance is designed to do one thing extremely well: keep you in business.
Protect Your Business with a Commercial Insurance Quote
Westland Insurance Group is a insurance broker which serves clients throughout Vancouver, the Fraser Valley, Vancouver Island, and the BC interior.
If you need a commercial general liability quote or want to find out about extending commercial insurance coverage for your small to mid-size BC business, we can help.
For more information on commercial business liability insurance call us today toll free at 1-800-899-3093 or drop in to one of our many BC commercial insurance locations.
Get your online, no obligation commercial insurance quote today!