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Community Living and Social Services Insurance Program

Our comprehensive insurance package includes:

  • Directors and Officers Liability including Entity Coverage
  • Employment Practices Coverage (extends the definition of ‘wrongful acts’)
  • Professional Liability Coverage (extended to include employees who provide care services to individuals who lack physical or mental strength)
  • Personal Effects Coverage up to $25,000 for employees and clients
  • Abuse, Harassment and Molestation Liability
  • Business Interruption and Emergency Vacating Expenses
  • Legal Expense Endorsement and Criminal Defense (Post Acquittal Defense Costs) Insurance
  • Fraudulent and/or Dishonesty Coverage including Third Party Extension

Added Protection

We also offer a range of additional options to cover additional needs, such as property or comprehensive crime insurance.

Risk management

Along with a high level of service and a range of insurance products, we offer expert claims advice and loss control and risk management services for community living and social service agencies.

For more information about Community Living Insurance, contact our Community Living Insurance Specialists at or call our Telecentre at (604) 543-7788 or toll free at 1-800-899-3093.