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Directors and Officers Liability Insurance

Directors, Officers and Executives can face personal liability exposure for alleged “wrongful acts” arising from their actions and executive decisions.  Organizations can also be held responsible for liability related to allegations of wrongdoing against its executives, employees and/or the organization itself.

Directors’ and Officers’ Liability Insurance is often referred to as D&O coverage. It provides protection for “insured individuals” including directors, officers, executives, employees and insured organizations against the potential costs of legal liability claims arising from alleged “wrongful acts”, including any legal defense costs.

Claims can be brought forth from Government or other regulatory bodies, customers, competitors, and vendors. Claims can also be broth forward by company stakeholders such as investors, lenders, volunteers and members.

D&O Insurance Protects Against:

• Claims for financial mismanagement, insolvency, unpaid wages or taxes, bad debts and misstatements to government

• Alleged breach of duty, legal violations, unfair practices and breach of customer contracts

• Employment Practices claims such as wrongful termination, inadequate supervision, hiring decisions, failure to supervise or promote employees; discrimination and/or harassment

• Costs for administrative or regulatory proceedings, inquiries, investigations or commission

• Conflicts of Interest

We have access to a wide range of D&O markets which allows us to help insured individuals and organizations find the best D&O coverage to meet their needs. We provide professional insurance advice and risk management support services.

Ask your insurance advisor about Directors and Officers Liability Insurance by calling 1-800-899-3093 or request a quote online Business Insurance Quote Request.