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Restaurant Business Insurance and Risk Management in BC

Whether you own a licensed pub, sidewalk café or fine dining restaurant, you’ve worked hard to build your business. Consider a business insurance plan tailored to protect it from the variety of problems that can take a real bite out of your business.

Our comprehensive Restaurant Insurance package includes features like:

  • Property and Contents Insurance
  • Business Interruption Coverage
  • Commercial General Liability (including liquor liability)
  • Crime and Employee Dishonesty
  • Money and Securities Coverage
  • Boiler and Machinery—which covers the breakdown of coolers and resulting business interruption and food spoilage
  • Low Deductibles: $500 for all losses except Flood, Sewer Backup and Earthquake

Added Restaurant Insurance Protection

For additional coverage, consider adding our Select Restaurant Endorsement. It includes lost keys and property of restaurant guests (up to $1,000 per guest). The endorsement also insures against food contamination loss of income.

Risk management

Along with a high level of service and a range of insurance products, we offer expert claims advice and loss control and risk management services for our insured restaurant or pub operators.

For more information about Restaurant Insurance, contact our Restaurant Insurance Specialists at or call our Telecentre at (604) 543-7788 or toll free at 1-800-899-3093.