Earthquake info

Earthquake Deductible Buy-Down Insurance

While having Earthquake Insurance is critical to getting back on your feet after an earthquake, the deductible can leave you scrambling. Now there is a way to prevent an Earthquake from destroying your finances with Earthquake Deductible Buy-Down Insurance.

Product Highlights:

• Protects your financial security
• Affordable premium for an affordable deductible, making Earthquake Insurance more accessible
• Lower deductible removes additional stress in the event of an earthquake claim, so you can deal with other urgent matters
• Flexibility – you can choose a limit to cover the deductible up to $500,000, or just a portion of your Earthquake Deductible

Check out our locations page to connect with an office closest to you!

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Pre-Event

Large areas of British Columbia are located in seismic zones with high probability for significant damage.  Safety is a priority and knowing what to do before, during, and after an earthquake can save lives and reduce injuries, and also reduce property damage.  We all have a part to play in management of earthquake risk.

We recommend the BC Government website on emergency preparedness, and the Canadian Government website on what to do before an earthquake.

Post-Event

When an event occurs, we will establish a catastrophe office to respond to claims.  Policy holders can report losses to any of our over 100 branch offices, by phone, or in person. Our plan integrates new claim reports to prioritize severe losses.

We will notify our disaster response teams to put their plans into action and coordinate with civil authorities. We will endeavor to maintain communications and provide policyholders with helpful, accurate, and timely information.

Our insurer partners will also be putting their response plans into action and a policyholder can report the loss directly to them, with your policy number. Click here for their phone numbers and links to their claim websites.