Discount | Description |
| Claims Free | If you have a record of 3 years claims free and 3 years continuous prior insurance, we will discount your policy premium. |
| Mature | If you are age 55 or over, we will discount your primary residence policy premium. |
| Local Alarm | Defined as: A siren or bell that is activated at the residence. This alarm relies on neighbours to dispatch the police and/or the intruder to be scared off.
If you have installed this type of alarm system, we will discount your primary or secondary residence policy premium. |
| Monitored Alarm | Defined as: An alarm system which sends information to a CENTRAL STATION or MONITORING STATION. If you have installed this type of alarm system, we will discount your primary or secondary residence policy premium.
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| Sprinkler | If your primary single family dwelling is equipped with a fire sprinkler system, we will discount your policy premium. |
| Water Leak Protection | If you have a professionally installed water leak detection device installed in your residence, we will discount your policy premium.
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| Fire Resistive Building | If your primary residence is in a high-rise fire resistive building, i.e. – concrete walls, ceilings and floors, -- we will discount your policy premium |