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Mobile Homeowners and Renters Insurance in BC


For most people, their home is their biggest investment. At Westland Insurance Group, we take the time, up front, to ensure you have enough coverage to protect your house and your belongings. Our risk and values assessment process is a key step in determining your needs.

We also know that not all home insurance policies are created equal. See how we stack up against our competitors' standard mobile home insurance policies.

Westland Insurance Key Features and Benefits

All Risk or Comprehensive Policy We cover your dwelling and property for “all risks”, not specific losses or “perils”
Bylaws Coverage We cover additional costs to bring your home up to current building standards in the event of a loss
Off Premises coverage - contents We insure your personal property while temporarily away from your premises.
Replacement Cost – on contents We pay based on Replacement Cost on your contents, with no allowance for depreciation.
Student Property We insure a student’s personal property while at school
Temporary Relocation Costs Protection We cover your additional expenses if you need to move out of your home as a result of an insured loss
Liberalization Clause If we increase any included coverage, you immediately get that coverage – at no extra charge.

Westland Mobile Home Insurance Comparison

Feature Westland Standard Competitor Policy
Personal Liability
$2 million included with base policy $1 million or less included with base policy
Silverware
$100,000 $25,000 or less
Personal Computer Hardware
No limit $5,000 or less
Spoilage of food in refrigerator or freezer
$5,000 $1,000 or less
Gardening Equipment
$25,000 $10,000 or less
Student Property
$5,000 $3,000 or less
Property in Storage
$5,000 Not available. Must buy separate storage policy
Parent Property
$2,500 Not available
Property in a Nursing Home
$5,000 Not available
Credit/ Debit Card Protection
$5,000 $5,000 or less
Lock Replacement
$2,000 $1,000
Identity Fraud Expenses
$25,000 Must buy separate coverage
Extended Care Facility Protection – Contents
Westland Insurance Exclusive N/A
Contents in Storage
Westland Insurance Exclusive N/A

Discounts

We offer a variety of discounts as well including:

Added protection