Seasonal Home Insurance in BC
Your seasonal home is a big investment. We take the time, up front, to ensure you have enough coverage to protect this investment. Our risk and values assessment process is a key step in determining your needs.
At Westland Insurance Group, we know that not all insurance policies are created equal. See how we stack up against our competitors’ standard seasonal home insurance policies.
Westland Insurance Group Key Features and Benefits
|All Risk or Comprehensive Policy ||We cover your dwelling and property for “all risks”, not specific losses or “perils” |
|Bylaws Coverage ||We cover additional costs to bring your dwelling up to current building standards in the event of a loss |
|Replacement Cost – on contents ||We pay based on Replacement Cost on your contents, with no allowance for depreciation. |
|Liberalization Clause ||If we increase any included coverage, you immediately get that coverage – at no extra charge. |
Westland Seasonal Home Insurance Comparison
|Feature ||Westland ||Standard Competitor Policy |
|Premises Liability ||$2 million included with base policy ||$1 million or less included with base policy |
|Gardening Equipment |
|$25,000 ||$10,000 or less |