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Seasonal Home Insurance in BC


Your seasonal home is a big investment. We take the time, up front, to ensure you have enough coverage to protect this investment. Our risk and values assessment process is a key step in determining your needs.

At Westland Insurance Group, we know that not all insurance policies are created equal. See how we stack up against our competitors’ standard seasonal home insurance policies.

Westland Insurance Group Key Features and Benefits

All Risk or Comprehensive Policy We cover your dwelling and property for “all risks”, not specific losses or “perils”
Bylaws Coverage We cover additional costs to bring your dwelling up to current building standards in the event of a loss
Replacement Cost – on contents We pay based on Replacement Cost on your contents, with no allowance for depreciation.
Liberalization Clause If we increase any included coverage, you immediately get that coverage – at no extra charge.

Westland Seasonal Home Insurance Comparison

Feature Westland Standard Competitor Policy
Premises Liability $2 million included with base policy $1 million or less included with base policy
Gardening Equipment
$25,000 $10,000 or less

Discounts

We offer a variety of discounts as well including:

Added protection