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Personal Liability Insurance BC Umbrella Policy

You’ve heard about the skyrocketing costs of lawsuits and personal injuries, so you carry third-party liability insurance through your homeowners and auto insurance policies. But do you have enough coverage to protect your family and your assets if something goes drastically wrong?

Like someone slipping and falling around your swimming pool? Or a young child seriously injuring themselves by falling off of your backyard trampoline? What if you or your teenaged daughter had a serious car crash, disabling someone for life and outstripping the coverage limits of your automobile policy?

Extra protection

That’s where umbrella personal liability coverage comes in. It can cover large damage claims or expensive lawsuits that you, your dependents or even your pets may cause for surprisingly little cost. An umbrella policy can also protect you against events that aren’t typically covered under standard home and automobile policies including:

Type of Coverage Examples
Personal Injury Libel, slander, false arrest, wrongful eviction & defamation of character
Legal Defense
Directors If you are an officer or a member of a board that is sued you will be covered

You should consider purchasing umbrella personal liability coverage if you:

  • have a swimming pool or trampoline on your property
  • are financially responsible for the actions of a young, inexperienced driver
  • participate in a sport or activity where you might injure others

For more information about Personal Liability Umbrella Insurance, contact the Westland Insurance Group office that’s most convenient for you or call our Telecentre at (604) 543-7788 or toll free at 1-800-899-3093.