Commercial auto coverage for New Brunswick business vehicles and fleet risks
Business vehicles carry risk every time they are used for service calls, deliveries, jobsites, client meetings, coastal routes, rural roads, or daily operations. New Brunswick businesses may need coverage for work trucks, service vans, delivery vehicles, company cars, fleets, employee drivers, liability claims, collision damage, theft, weather exposure, and downtime after an insured loss.
The right commercial auto or fleet policy depends on how vehicles are used, who drives them, where they travel, what they carry, and how much the business relies on them each day. Westland helps New Brunswick businesses compare coverage options, understand limits and exclusions, and choose protection that fits their vehicles, drivers, contracts, operations, and budget.
Why Choose Westland?
We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.
Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, click here.
Commercial Auto Insurance Explained
Whether your operation has one vehicle or many, you need the proper protection with a commercial auto insurance solution based on your needs. Commercial auto insurance is required on vehicles that operate outside of personal use purposes. For those that operate with many vehicles, fleet insurance is a great option from an efficiency and cost management perspective.
Direct Compensation
- Covers loss of use and damage to your vehicle if someone else is at fault for an accident
Third Party Liability
- Coverage for property damage or when third party injury or death is involved
Accident Benefits
- Covers first party injury expenses resulting from an accident, including funeral bills, lost income and physical therapy
Uninsured Automobile
- Coverage in the event of death or injury caused by an uninsured driver or vehicle, including hit-and-run
Commercial vehicles have coverages to ensure your vehicles have the most coverage available. Further peace of mind for your team when out on the road.
Physical Damage
- Collision
- With another vehicle or property (including rollover)
- Comprehensive Losses
- Not under collision, including impact with an animal
Rental Vehicle
- Covers the cost of renting a vehicle while your vehicle is in the shop being repaired due to damages from a claim
Liability for Non-Owned Vehicles - Covers damage to a vehicle you may not own such as a borrowed vehicle or rental
A fleet is group of commercial vehicles that are registered and/or leased to a company. The main advantage of the program are the discounts awarded to companies for safe driving across all vehicles.
Our team of Fleet Insurance professionals are dedicated to servicing the needs of our commercial auto customers. We pride ourselves on building long-term relationships by providing our clients with the highest level of service.
Any organization that has a group of vehicles that are used for business purposes can benefit from fleet insurance, including:
- Cities, Municipalities & Townships School Districts
- General Contractors
- Transportation & Trucking
- General Companies
- Care Service Providers
- Churches & Religious Associations
- Automotive Repair Garages
- Dealerships & Towing Companies
- Restoration Services
- Farms
- Specialty Trade Contractor
No, there is no registration required. If a customer account has ten or more vehicles registered to it, the status automatically updates to fleet.
Is your business in the trucking or logistics industry? If so, you’ll want to check out our Transportation & Logistics page.
Review Your Insurance and Get a Quote with Westland
Our insurance advisors are here to help make the process of getting commercial auto insurance as easy as possible. Whether it’s over email, the phone or in person we are ready to help! To review your current insurance policies with one of our expert advisors, or to get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!
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Keep your business vehicles working for you
Whether you operate one work vehicle or manage a full fleet, Westland can help you review New Brunswick commercial auto insurance options for drivers, liability, vehicle damage, theft, downtime, weather exposure, and how your business uses vehicles every day.
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