Equestrian Insurance – Nova Scotia
Horses are some of the greatest companion animals as well as a large investment. From Clydesdales all the way down to mini horses, you’ll want to saddle up with the right equestrian policy. Whether you own horses for pleasure, supply board, train, breed, or offer riding lessons, there are hazards and perils that come with owning horses. We’re no jockeys, but we are experts in equestrian insurance. We’re not horsing around. Let us help find the right coverage for your horses or equestrian business!
As your local insurance experts, we know that each business in the equestrian industry in Nova Scotia is unique in its own way. From stables in Bridgewater through to Cape Breton and to the properties along the coast that provide scenic horse rides, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many people decide to set up shop in Nova Scotia.
We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.
Why Choose Westland?
We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.
Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.
Equestrian Insurance Explained
Whether you provide riding lessons, or stable boarding services there are risks associated with working or having horses. Incidents can occur as a result of accidents, injury, negligence, or acts of nature. In order to protect yourself, your property, your horses and the possibility of being sued, an equine insurance package is a definite must. Saddle up and get moving with the right equestrian policy. All details, big and small, are thoroughly explained so you have peace of mind and can focus on what’s most important.
From the investment and upkeep of owning horses, to providing services that include clients and horses, there are a lot of complexities that are unique to the equestrian industry. At Westland, we offer a comprehensive equestrian package that has everything to keep your horses and business covered, including:
- Equestrian Liability Insurance
By law, a horse owner is responsible for any property damage, injury or accident that their horse may cause. This can be both on and off their own premises. An injured party has the right to seek monetary compensation from you as a result of your horse’s actions. Equine insurance will protect you and your family from financial losses; not many people can afford to hand over thousands of dollars out of pocket. Such instances would include if your horse were to bite, kick, throw a rider, or if your horse manages to escape onto a road and cause an automobile accident. Additionally, you could be held liable if something happens to someone else’s horse that is under your care.
- What protection is available for my horse?
Equine insurance can also protect the financial investment that you have put into your horses. If your horse has been injured or becomes sick, coverage is available to help with the unexpected medical expenses that may be incurred. The options are many, veterinarian bills, medicine, x rays and MRI’s, extra expenses, loss of use, to name a few.
- Is equestrian equipment covered?
Westland’s Equestrian Insurance Package not only protects your horses, but also any equipment necessary for the health, upkeep, and protection of these animals. This includes tack, sheds, barns, machinery, hay and feed, as well as any other equipment associated with your horses.
- Who is this policy tailored best for?
- Equestrian Facilities
- Individual Horse Owners
- Equestrian First Aid Instructors
We can help with your auto insurance needs too! Connect with us today to ensure you’re covered out on the road.
How Much Does Equestrian Insurance Cost in Nova Scotia?
Just as businesses differ across Nova Scotia, so do the risks and exposures which impact the cost. The following factors will impact the cost of your equestrian insurance coverage:
- Value of Horse(s)
- Business Operations
- Age/Breed of Horse(s)
Review Your Insurance and Get a Quote with Westland
Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!
10 Nova Scotia Business Facts
- With all the surrounding beauty, the tourism industry is a large sector in Nova Scotia. In fact, more than 1.2 million visitors were welcomed in 2019.
- When you think of the East Coast, what comes to mind? Lobster fishing of course! The commercial fishing industry is a cornerstone of the province with exports of lobster totalling $570 million in 2014.
- With 75% of Nova Scotia covered with Acadian forest, the forestry industry is an economic anchor in the province. It attributed to over $2.1 billion in economic impact as well as 11,500 jobs.
- Downtown Halifax is the heart of Atlantic Canada’s big city. It features more than 400 retailers, restaurants, pubs and services.
- A popular attraction for visitors and residents alike is the Maritime Museum of the Atlantic. Located in downtown Halifax, it’s the oldest maritime museum in Canada and features over 30,000 artifacts, including exhibits showcasing a selection of artifacts from Titanic as well as the Halifax Explosion.
- Nova Scotia’s agriculture sector is heavily focused on dairy and poultry. Dairy production exceeds 206 million litres of milk as well as over 17 million dozen eggs annually.
- Halifax nurtures a large IT, gaming and digital media sector. Video game production has a home in Nova Scotia for companies such as Ubisoft Halifax, RedMeat Games and Silverback Games!
- With its location along the east coast, ocean technology is prominent in Nova Scotia. Technology includes acoustics, instrumentation and sensors in addition to ocean observation and defence and security.
- Nova Scotia is also known as the global gateway to the world, leading to a sophisticated transportation and logistics industry. By utilizing sea, rail, air and road Halifax is known as the transload hub when it comes to imports destined for central Canada and the US.
- With all of the fresh seafood, the restaurant industry in Nova Scotia features some of the best dishes. There are over 1,700 businesses employing over 30,000 employees across the province. Although not seafood, the official food of Halifax is the donair.