Farm Insurance – Ontario

Farm operations are diverse and complex, ranging from small hobby farms to large corporate agribusinesses. No matter the size, our farm insurance coverage protects you against the unexpected.

Our expert, dedicated Ontario farm advisors provide peace of mind, ensuring your farming business is covered so you can focus on what matters most.

For Seed Insurance, please click here.

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A trusted source for farm insurance in Ontario

Whether you're looking for insurance for your livestock or grain operation, we’ll make sure you get everything you need, with lots of extra value along the way.

Expert advisors go above and beyond

Our advisors go the extra mile every step of the way. We get to know you and your farming operation to provide personalized coverage.

More insurers means more choices

We have a large network of insurers that we can tap into – guaranteeing great rates and options so you know you have the best coverage.

We work hard to make things simple

Whether it comes to finding the right farm coverage or negotiating a claim, we simplify the complex so you can focus on your farm.

Our advisors are part of the community

Our farm brokers are local, so they understand the unique needs of the community and local farming operations.

We're here for you when you need us

When it comes to claims, we advocate for our farm insurance clients and take the stress off them during a tough time. We’ve got your back.

A one-stop insurance shop

Whatever the need, we have the expertise. From farm policies to home and commercial vehicles, we’ll put together a holistic insurance package.

Canada's best reviewed provider

We’re obsessed with providing the very best in client service, which explains our Google rating of 4.7 stars based on over 40,000 reviews.

Award-winning service

We're the 2023 Insurance Business Canada 'Big Brokerage of the Year' award winner, as well as a 2023 5-star brokerage.

Driven by purpose

Since 1980, we've supported our local communities. Each year, we commit $1m+ into initiatives spanning DEI, food insecurity and more.

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Safeguarding your farm’s tomorrow, today

Each farm business is unique and comes with its own complexities. From an insurance standpoint, your farm operation is one of the most specialized areas of business we encounter. That’s why our dedicated agriculture insurance advisors cultivate relationships with their clients to ensure they’re fully protected, inclusive of the following coverage options.

Machinery 🚜

Modern machinery revolutionizes farming, adapting to tech advancements and reshaping agriculture. Equipment purchases are significant investments, from automated seeding to GPS routing. Our policy safeguards your machinery investment for uninterrupted operations in case of loss.

Buildings 🏠

Barns, sheds, greenhouses and shops. There’s a reason the agriculture industry is found in the country; farmers need a lot of space. Buildings house many elements necessary for day-to-day production. The right farm insurance policy will cover buildings on your property against losses that may occur.

Livestock & poultry 🐄

Unlike other types of farming, you look after the well-being of your herd, brood, or drift instead of nurturing a seed to a harvest-ready crop. There are specific risks that differentiate livestock farming from other agriculture types. That’s why it’s important to have the right farm insurance policy to protect your business and livestock.

Tools & equipment 🧰

Walk into the shop of any farmer, and you’ll know there is a lot of equipment needed to get the job done. Whether you have specialized tools to fix your new combine or a supply of twine in preparation for baling season, the tools and equipment required for your operation can add up, and the right farm insurance policy will provide peace of mind coverage.

Liability 🤕

Farm liability covers both business operations and personal liability for farmers and their families. It includes coverage for claims arising from bodily injury and property damage resulting from farming operations. These losses could be due to employees, products, livestock, completed operations, or incidents on the premises. Click here to learn more about business liability.

Commercial auto 🚚

Whether your operation has one vehicle or many, you need tailored protection through a commercial auto insurance solution. Commercial auto insurance is essential for vehicles used beyond personal purposes. For businesses with multiple vehicles, fleet insurance is an efficient option.

Home 🏠

We provide comprehensive home insurance designed for farmers, covering both your home and personal property. Our policies protect against various risks, helping you bounce back quickly from events like fire, water damage, wind, theft, and vandalism. With our insurance, you can feel confident that your property is well-protected.

What types of farms are covered in Ontario?

Each farm is as unique as the seeds used to grow the crops. From hobby farms to corporate farms, and everything in between. We’ve got you and your business covered. We insure the major agriculture sectors:

  • Grain farms
  • Dairy & poultry
  • Hobby farm
  • Livestock
  • Specialty farm
  • Hog farm
  • Vegetable farm
  • Ranch

Ontario farm FAQ's

Ontario is known for its diverse agricultural landscape, producing a wide range of crops including corn, soybeans, wheat, barley, oats, fruits (apples, strawberries, grapes), vegetables (tomatoes, potatoes, carrots), and more.  

The farming season in Ontario typically spans from spring to fall. Planting usually begins in April-May, with harvesting taking place from late summer to early autumn, depending on the crop. 

Livestock farming is prominent in Ontario, with dairy cattle, beef cattle, pigs, poultry (chickens, turkeys), and sheep being commonly raised for various purposes including meat, dairy, and eggs. 

Farming plays a significant role in Ontario’s economy, contributing billions of dollars annually and providing employment to thousands of people across the province. 

Farm insurance is crucial for Ontario farmers as it provides vital protection against various risks inherent in agriculture. It safeguards farmers’ assets, including land, buildings, equipment, and livestock, from damage or loss due to events like fires, storms, or theft. Additionally, farm insurance offers liability coverage, shielding farmers from legal claims and related expenses arising from accidents or environmental damage. It ensures business continuity by providing financial support to recover from significant losses, enabling farmers to resume operations promptly.  

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Request a quote today and a dedicated farm advisor will get in touch to discuss your farming operations and farm insurance needs.

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Call us 1 (800) 899-3093

5 Ontario agriculture facts

  1. Ontario is home to over half of the highest quality farm land found in all of Canada.
  2. There are over 50,000 farms across the province.
  3. When you think of Ontario farming, does fruit come to mind? It should! Ontario grows grapes, berries, apples and other fruits.
  4. There are over 158,000 jobs generated by the agriculture sector.
  5. Ontario has over 200 commercial apple growers.

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