Farm insurance for Saskatchewan property, equipment, and operating risks
Saskatchewan farms carry risks that standard home or business policies are not built to handle on their own. Farm owners may need coverage for the dwelling, barns, shops, bins, outbuildings, machinery, tools, equipment, livestock, grain, farm vehicles, liability, fire, theft, vandalism, weather damage, and seasonal work.
The right farm insurance policy depends on the size of the operation, what is produced, how the property is used, what equipment is owned, whether livestock or stored crops are involved, and how much the farm relies on specific buildings, machinery, and vehicles. Westland helps Saskatchewan farmers review coverage options, understand limits and exclusions, and choose protection that fits the farm, family, and operation.
A trusted source for farm insurance in Saskatchewan
Whether you're looking for insurance for your livestock or grain operation, we’ll make sure you get everything you need, with lots of extra value along the way.
Expert advisors go above and beyond
Our advisors go the extra mile every step of the way. We get to know you and your farming operation to provide personalized coverage.
More insurers means more choices
We have a large network of insurers that we can tap into – guaranteeing great rates and options so you know you have the best coverage.
We work hard to make things simple
Whether it comes to finding the right farm coverage or negotiating a claim, we simplify the complex so you can focus on your farm.
Our advisors are part of the community
Our farm brokers are local, so they understand the unique needs of the community and local farming operations.
We're here for you when you need us
When it comes to claims, we advocate for our farm insurance clients and take the stress off them during a tough time. We’ve got your back.
A one-stop insurance shop
Whatever the need, we have the expertise. From farm policies to home and commercial vehicles, we’ll put together a holistic insurance package.
Canada's best reviewed provider
We’re obsessed with providing the very best in client service, which explains our Google rating of 4.7 stars based on over 40,000 reviews.
Award-winning service
Westland Insurance is Insurance Business Canada's 'Big Brokerage of the Year' 2025 award winner.
Driven by purpose
Since 1980, we've supported our local communities. Each year, we commit $1m+ into initiatives spanning DEI, food insecurity and more.
Safeguarding your farm’s tomorrow, today
Each farm business is unique and comes with its own complexities. From an insurance standpoint, your farm operation is one of the most specialized areas of business we encounter. That’s why our dedicated agriculture insurance advisors cultivate relationships with their clients to ensure they’re fully protected, inclusive of the following coverage options.
Machinery 🚜
Modern machinery revolutionizes farming, adapting to tech advancements and reshaping agriculture. Equipment purchases are significant investments, from automated seeding to GPS routing. Our policy safeguards your machinery investment for uninterrupted operations in case of loss.
Buildings 🏠
Barns, sheds, greenhouses and shops. There’s a reason the agriculture industry is found in the country; farmers need a lot of space. Buildings house many elements necessary for day-to-day production. The right farm insurance policy will cover buildings on your property against losses that may occur.
Livestock & poultry 🐄
Unlike other types of farming, you look after the well-being of your herd, brood, or drift instead of nurturing a seed to a harvest-ready crop. There are specific risks that differentiate livestock farming from other agriculture types. That’s why it’s important to have the right farm insurance policy to protect your business and livestock.
Tools & equipment 🧰
Walk into the shop of any farmer, and you’ll know there is a lot of equipment needed to get the job done. Whether you have specialized tools to fix your new combine or a supply of twine in preparation for baling season, the tools and equipment required for your operation can add up, and the right farm insurance policy will provide peace of mind coverage.
Liability 🤕
Farm liability covers both business operations and personal liability for farmers and their families. It includes coverage for claims arising from bodily injury and property damage resulting from farming operations. These losses could be due to employees, products, livestock, completed operations, or incidents on the premises. Click here to learn more about business liability.
Commercial auto 🚚
Whether your operation has one vehicle or many, you need tailored protection through a commercial auto insurance solution. Commercial auto insurance is essential for vehicles used beyond personal purposes. For businesses with multiple vehicles, fleet insurance is an efficient option.
Home 🏠
We provide comprehensive home insurance designed for farmers, covering both your home and personal property. Our policies protect against various risks, helping you bounce back quickly from events like fire, water damage, wind, theft, and vandalism. With our insurance, you can feel confident that your property is well-protected.
Cyber 💻
Cyber insurance is crucial for farmers as agriculture increasingly relies on digital technologies. These enhancements can expose farmers to cyber threats such as data breaches and ransomware. Cyber insurance may provide financial protection by covering costs related to data recovery, business interruptions, and legal fees.
What types of farms are covered in Saskatchewan?
Each farm is as unique as the seeds used to grow the crops. From hobby farms to corporate farms, and everything in between. We’ve got you and your business covered. We insure the major agriculture sectors:
- Grain farms
- Dairy & poultry
- Hobby farm
- Livestock
- Specialty farm
- Hog farm
- Vegetable farm
- Ranch
Saskatchewan farm FAQ's
The main crops grown in Saskatchewan include wheat, canola, barley, lentils, and oats. The province is known as Canada’s breadbasket due to its large production of these staple grains and oilseeds.
The cost of farm insurance in Saskatchewan can be influenced by several factors, including the type and size of the farm, the types of crops or livestock being insured, the location of the farm, historical loss data, and the selected coverage options. Farmers can often adjust their coverage levels to manage premium costs.
Saskatchewan has a continental climate with cold winters and warm summers. The growing season typically lasts from May to September, with the most significant rainfall occurring in June and July, which is crucial for crop growth.
Farm insurance is crucial for Saskatchewan farmers as it provides financial protection against a variety of risks that can impact agricultural production. Insurance helps farmers manage the uncertainties of weather, disease outbreaks, and market fluctuations, ensuring the stability and sustainability of their farming operations.
Saskatchewan farmers raise a variety of livestock, including beef cattle, dairy cows, pigs, poultry, and sheep. Beef cattle farming is particularly prominent in the province.
Sustainable farming practices in Saskatchewan include crop rotation, reduced tillage, cover cropping, and integrated pest management. These practices help maintain soil health, reduce erosion, and enhance biodiversity.
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5 Saskatchewan agriculture facts
- Saskatchewan proudly exports over 90% of Canada’s lentils, peas, chickpeas and beans.
- There were over 34,523 farms located in Saskatchewan in 2016.
- Saskatchewan has a diverse agriculture and agri-food sector. In fact, it’s world renowned for supplying quality agricultural ingredients and foods.
- The next time you reach for flour in a recipe, it most likely came from a Saskatchewan field. Farmers across the province count for over 54% of all the wheat crop in Canada.
- Fan of mustard on your hotdog or hamburger? Odds are that your favourite condiment came from Saskatchewan, producing approximately over 80% of Canada’s mustard seed.
Protect your farm before a loss disrupts the operation
Whether you run a family farm, crop operation, livestock operation, mixed farm, or rural acreage with farm assets, Westland can help you review coverage for buildings, machinery, equipment, liability, livestock, grain, vehicles, and seasonal risks.
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