Hospitality Insurance – Saskatchewan

Whether you own the local neighbourhood pub, a bed and breakfast, the local tourism company, or a longstanding fine dining restaurant chain, you’ve worked hard to build your business. It’s important to ensure you’re covered to protect it from events that can take a real bite out of your business. Let our experts ensure you have the right coverage for your business!

As your local insurance experts, we know that each business in the hospitality industry in Saskatchewan is unique in its own way. From one of the many unique cuisine options in downtown Saskatoon, bed and breakfasts with scenic prairie views, and tour companies that showcase the history of Saskatchewan, and every other hospitality business in between, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many people decide to set up shop in Saskatchewan.

We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.

Why Choose Westland?

We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.

Hospitality Insurance Explained

Whether you’re offering an upscale dining experience with reservations months in advance or a bed and breakfast hosting guests and showcasing the beauty of your community, every hospitality business faces risks specific to the industry. To be in the hospitality industry, you inherently must be willing to take risks. With the right insurance policy in place, we can ensure your risks are worth taking while covering those that could harm your business.

From serving food and drinks to hosting guests and ensuring the safety and experience of their stay, the unexpected can happen. Things like equipment breakdown, fire damage, food spoilage, and liability can all have a major impact on your business. These specific risks are unique to the industry, and our experts can help.

At Westland, we have a comprehensive hospitality package that has everything to keep your business covered, including:

  • Business Liability
    Liability is the financial responsibility of your business resulting from damage that’s caused to property or bodily injury of a third party. Whether your company has four employees or 400, every business runs the risk of causing damage or injury to others. Think of it as your business’s first line of defense. To learn more about liability insurance, click here.
  • Business Property
    Business property insurance provides business owners with protection for the most critical physical assets of their business and, in turn, peace of mind to keep their business running. The unexpected can happen, and business property coverage looks after protecting your assets if there’s a loss. To learn more about business property insurance, click here.
  • Business Interruption
    A vital element of business insurance is the timeline between a loss occurring and greeting clients back to your business. That’s where business interruption coverage comes into play. Your business’s downtime can be covered, so the financial impact of being closed isn’t detrimental to the company you’ve worked hard to build. To learn more about business interruption insurance, click here.
  • Crime and Employee Dishonesty
  • Money and Securities Coverage
  • Boiler and Machinery

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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Claims Example

Hospitality claims can range from slip and falls, to food poisoning to equipment breakdown. For example, freezers or refrigerators that breakdown resulting in suspension of operations and potential spoilage of stock. The right hospitality insurance policy will help mitigate these risks and get you back to your normal as quickly as possible.

Our goal is to find the best coverage for your business so you can focus on what’s important. To learn more about being a Westland client, click here.

10 Saskatchewan Business Facts

  1. Saskatchewan has a diverse agriculture and agri-food sector. In fact, it’s world renowned for supplying quality agricultural ingredients and foods.
  2. The next time you reach for flour in a recipe, it most likely came from a Saskatchewan field. Farmers across the province count for over 54% of all the wheat crop in Canada.
  3. The world’s oldest running gold mine was discovered by a Saskatchewan farmer in 1906. Since coming across it while digging a hole with a plough, it’s still operating and is one of the largest gold mines globally.
  4. When you think of the Saskatchewan agricultural scene, breadbasket crops come to mind. However, 96% of lentils, 90% of chickpeas and 70% of dry pea crops grown in Canada came from SK fields.
  5. Fan of mustard on your hotdog or hamburger? Odds are that your favourite condiment came from Saskatchewan, producing approximately over 80% of Canada’s mustard crop.
  6. When you think of Saskatchewan, flat lands and prairie landscapes might come to mind. In fact, over 50% of the province is covered in dense forests. The commercial forestry zone has 11.7 million hectares, 5.3 million of which are classified as productive forest land.
  7. The Regina Symphony Orchestra is the longest continuously running orchestra in Canada since being founded back in 1904.
  8. Regina is home to Scotty the T-Rex, the largest known Tyrannosaurs rex in the world. Weighing in at just under 20,000 pounds you can visit Scotty at the Royal Saskatchewan Museum.
  9. Saskatoon has seen continued growth throughout the years, reporting 11,743 total licensed businesses. Saskatoon welcomed 1,365 new businesses in 2019.
  10. The province is an energy giant. It features the most diverse primary energy resource base throughout Canada.
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