Buy reliable small business insurance

Running a small business is not just a job. It’s your passion, the culmination of hard work, and the bright foundation of your future. Protect what powers your dreams — get a quote today.

Choose Westland for your small business insurance

Whether you own a generational family-run business or your dream startup, you’ve worked hard to build your business. Now, let's ensure it's protected.

Ease & convenience

We make it easy for you to access the best small business insurance solutions and are always available when you need us.

Best value

We leverage our network of insurers to give you peace of mind that you’re receiving the best coverage at the right price.

Experience & expertise

With years of industry knowledge, we provide expert guidance and tailored small business insurance solutions to protect what matters most to you.

Access to markets

Our access to national and international insurance capacity guarantees world-class protection tailored to your needs.

Claims

If you experience a loss, we’ll be there for you. Westland has a dedicated claims department providing unrivalled expertise and advocacy.

Community

We're committed to giving back. Our Amplifying Communities initiative supports community projects across Canada.

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Small business insurance in Canada, explained

Small business insurance is designed to protect your business from financial losses caused by unexpected events. The right policy provides a safety net for your operations, whether it’s property damage, liability claims, employee injuries, or cyberattacks.

Policies often include coverage for General and Business Liability, Commercial Property, Business Interruption, and more, depending on your industry and needs. Small business insurance is essential to safeguard your assets, employees, and future growth, ensuring you can focus on running your business with peace of mind.

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Start an online quote at your convenience, and we’ll help you select a plan that works for you.

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FAQs about small business insurance in Canada

Coverages on a small business insurance policy vary depending on your industry and needs, but most basic policies will include:

Business Liability

Liability is the financial responsibility of your business resulting from damage caused to a third party’s property or bodily injury. Whether your company has four employees or 40, every business risks being responsible for damage or injury to others. Think of it as your business’s first line of defence. To learn more about liability insurance, click here.

Commercial Property

Business property insurance protects business owners from the most critical physical assets of their business and, in turn, peace of mind to keep their business running. The unexpected can happen, and business property coverage looks after protecting your assets if there’s a loss. To learn more about business property insurance, click here.

Business Interruption

A vital element of commercial insurance is the timeline between a loss occurring and greeting clients back to your business. That’s where business interruption coverage comes into play. Your business’s downtime can be covered, so the financial impact of being closed isn’t detrimental to the company you’ve worked hard to build. Business Interruption insurance goes hand in hand with your Property coverage. To learn more about Business Interruption insurance, click here.

Every business is different, which means your risk will vary. We’ll take the time to understand your small business and ensure you have the right coverage to stay protected.

Regardless of industry, business type, or earnings, all businesses risk unexpected losses. As a business owner, it’s wise to have your risks covered with the support of a comprehensive insurance policy for your small business.

The cost of small business insurance will vary based on factors such as the size of your business, industry, location, and the types of coverage required.

If your business owns and operates vehicles, you’ll need a commercial auto policy for protection. Learn more about commercial auto insurance

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Reach out today to speak to a local advisor to get the coverage you need for peace of mind, so you can focus on what matters most – growing your business.

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