Small business insurance, big protection Newfoundland

The right small business insurance in Newfoundland offers peace of mind. Stay focused on growth while we handle the risks — start your quote today.

Choose Westland for your small business insurance needs

Whether you own a generational family-run business or your dream startup, you’ve worked hard to build your business. Now, let's ensure it's protected.

Ease & convenience

We make it easy for you to access the best small business insurance solutions and are always available when you need us.

Best value

We leverage our network of insurers to give you peace of mind that you’re receiving the best coverage at the right price.

Experience & expertise

With years of industry knowledge, we provide expert guidance and tailored small business insurance solutions to protect what matters most to you.

Access to markets

Our access to national and international insurance capacity guarantees world-class protection tailored to your needs.

Claims

If you experience a loss, we’ll be there for you. Westland has a dedicated claims department providing unrivalled expertise and advocacy.

Community

We're committed to giving back. Our Amplifying Communities initiative supports community projects across Canada.

Explore our small business products and industries of expertise

Small business insurance in Newfoundland & Labrador, explained

Small businesses face unique challenges due to the province’s rugged coastline and harsh weather conditions. Small business insurance in Newfoundland typically includes Commercial General Liability (CGL) insurance, which covers legal fees and damages if a third party is injured on your business premises. Commercial Property insurance is crucial to protect buildings, equipment, and inventory from damage caused by fire, storms, or vandalism. Many businesses also invest in Business Interruption insurance to cover lost income if severe weather or unforeseen events force a temporary shutdown.

No matter the industry, having the right insurance ensures small business owners in Newfoundland and Labrador can weather any storm — literally and figuratively.

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Start an online quote at your convenience, and we’ll help you select a plan that works for you.

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FAQs about small business insurance in Newfoundland & Labrador

Coverages on a small business insurance policy in Newfoundland vary depending on your industry and needs, but most basic policies will include:

Business Liability

Liability is the financial responsibility of your business resulting from damage caused to a third party’s property or bodily injury. Whether your company has four employees or 40, every business risks being responsible for damage or injury to others. Think of it as your business’s first line of defence. To learn more about liability insurance, click here.

Commercial Property

Business property insurance protects business owners from the most critical physical assets of their business and, in turn, peace of mind to keep their business running. The unexpected can happen, and business property coverage looks after protecting your assets if there’s a loss. To learn more about business property insurance, click here.

Business Interruption

A vital element of commercial insurance is the timeline between a loss occurring and greeting clients back to your business. That’s where business interruption coverage comes into play. Your business’s downtime can be covered, so the financial impact of being closed isn’t detrimental to the company you’ve worked hard to build. Business Interruption insurance goes hand in hand with your Property coverage. To learn more about Business Interruption insurance, click here.

Every business is different, which means your risk will vary. We’ll take the time to understand your small business and ensure you have the right coverage to stay protected.

Regardless of industry, business type, or earnings, all businesses risk unexpected losses. As a business owner, it’s wise to have your risks covered with the support of a comprehensive insurance policy for your small business.

The cost of small business insurance will vary based on factors such as the size of your business, industry, location, and the types of coverage required.

If your business owns and operates vehicles, you’ll need a commercial auto policy for protection. Learn more about commercial auto insurance

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Buy small business insurance in Newfoundland & Labrador with confidence

Ready to protect your business? Get a policy that covers your bases. Start a quote for small business insurance in Newfoundland today!

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