Small Business Insurance – Ontario

Whether you’re thinking of starting your first business or have taken over the family business, having the right commercial insurance in place is vital. Small businesses have different priorities and risks in comparison to large scale companies. Small business owners wear a lot of hats, including accountant, front of house staff, and owner.  Accidental losses can unexpectedly arise from many different risks. Small business insurance mitigates those risks and provides the peace of mind that your business is covered, so you’re able to focus on what’s essential for your small business.   Let our expert insurance advisors help you find the right coverage.

As your local insurance experts, we know that each business in Ontario is unique in its own way. From family run businesses supporting the community in Dryden to those taking the leap and opening their first ecofriendly lifestyle boutique in downtown Barrie, and other small businesses in between, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many people decide to set up shop in Ontario.

We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.

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Big insurance solutions for small businesses in Ontario

Whether you own a generational family run business or your dream startup, you’ve worked hard to build your business. Now let's ensure it's protected.

Ease & convenience

We make it easy for you to access the best insurance solutions for your business, and we’re always there for you when you need us

Best value

We leverage our network of insurers to provide you with peace of mind that you’re receiving the best coverage, at the right price

Experience & expertise

We make it easy for you to access the best insurance solutions for your business, and we’re always there for you when you need us

Access to markets

Our access to national and international insurance capacity guarantees world-class protection, tailored to meet your needs

Claims

If you experience a loss, we’ll be there for you. Westland has a dedicated claims department providing unrivaled expertise and advocacy

Community

We're committed to giving back. Our Amplifying Communities initiative supports community projects across Ontario and all of Canada

Why Choose Westland?

We know that your commercial insurance needs to match your goals, your business and your budget. Our expert commercial insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll find the best coverage for you at the right price so that you can continue to live your life the way you want to.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.

Small Business Insurance Explained

Small business insurance provides coverage and peace of mind that your business will be protected in the event of the unexpected. Whether you have three employees or 43, your small business is exposed to the same risks. Property damage, theft, and liability can have detrimental effects to the continuation of your business. We’ll work with you to tailor coverages to fit the needs of your small business.

No matter the industry, our Commercial Insurance advisors will quickly determine the risks your business may face and the potential financial losses that could leave your business in a vulnerable position.

Small business insurance provides coverage and peace of mind that your business will be protected in the event of the unexpected. Whether you have three employees or 43, your small business is exposed to the same risks. Property damage, theft, and liability can have detrimental effects to the continuation of your business. We’ll work with you to tailor coverages to fit the needs of your small business.

No matter the industry, our Commercial Insurance advisors will quickly determine the risks your business may face and the potential financial losses that could leave your business in a vulnerable position.

We know that every business is different, which means your risk will vary compared to neighboring companies. We’ll take the time to understand your small business and ensure you have the right amount of coverage so you can focus on what’s most important.

Regardless of industry, business type, or earnings, all businesses are at risk of having an unexpected loss. As a business owner, it’s wise to have your risks well covered off with the support of a tailored insurance policy.

We can help with your auto insurance needs too! Connect with us today to ensure you’re covered out on the road.

How Much Does Small Business Insurance Cost in Ontario?

Just as businesses differ across the province, so do the risks and exposures which impact the cost. The following factors will impact the cost of your commercial coverage:

  • Industry
  • Claims History
  • Number of Employees
  • Revenue
  • Exposure to Risk
  • Location of Business
  • Building Construction

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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Claims Example

Break and enters are some of the most common claims we see when it comes to small businesses. For example, a retail store opens in the morning only to see that a brick was thrown through their front window. Property such as computer equipment and cash can be most at risk for break and enters. The right small business insurance policy will help mitigate these risks and get you back to your normal as quickly as possible.

Our goal is to find the best coverage for your business so you can focus on what’s important. To learn more about being a Westland client, click here.

5 Ontario Small Business Facts

  1. Small businesses are very crucial to the economy in Ontario, accounting for 98% of all businesses.
  2. One third of all businesses in Ontario are SME employers.
  3. Over 2.9 million people are employed by small businesses in Ontario.
  4. Ontario small businesses accounted for 42.5% of all exports in the province.
  5. Per 1,000 people in the province, there are over 37 small businesses.
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Whether you’re looking for insurance for your first home or wanting to discuss your existing policy, our team is ready to help. Connect with us today.

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