Transportation & Logistics Insurance – Alberta
Whether you are an owner-operator of a single unit or a large fleet of trucks, we’re here to take the guesswork out of carriers’ insurance. As a truck owner or operator, you know the importance of planning for the best route as the unexpected can happen. Whether you haul locally or across borders, we’ll ensure you have the right coverage in place. All you’ll need to focus on is the road ahead!
As your local insurance experts, we know that each business in Alberta is unique in its own way. From trucking organizations with drivers located in Calgary, Edmonton, and Lethbridge to multi-unit operations out of Medicine Hat who drive internationally weekly, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many people decide to set up shop in Alberta.
We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.
Dealing with complex risk? Learn about Corporate Advisory & Specialty
Corporate Advisory & Specialty serves our complex risk commercial clients. Our CA&S business consultants will help you identify and quantify risk, determine your risk appetite, and structure cost-effective risk transfer and mitigation programs.
Why Choose Westland?
We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.
Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.
Transportation & Logistics Insurance Explained
Insuring heavy vehicles can be complicated, from completing filings and regulatory requirements to making sure you have the proper coverage – not to mention, heavy vehicles in every industry have different insurance needs. Fortunately, the commercial insurance experts at Westland Insurance understand the unique needs of the transportation and logistics industry. Whether you’re an owner-operator of a single unit or a large fleet of trucks, we’re here to take the guesswork out of carriers’ insurance.
A deductible is the amount of money you are responsible for paying in the event of a claim. Deductibles on commercial truck insurance policies can be high and create an unexpectedly large expense to your business. We designed this coverage specifically for truckers to reduce their deductible when they have to make an insurance claim on their commercial policy.
This covers your fleet 24/7 while employees are on or off the job. Our WSIB alternative disability policy is specifically designed for Canadian owner-operators or drivers. This coverage is a great choice whether you’re an independent owner-operator or a trucking company.
Your truck is what drives the top line of your business and without it hauling freight, your business is unable to make money. We created a business expense policy just for Canadian truckers. This coverage specifically reimburses you for business expenses that you incur while you are injured from an accident.
Your truck in the shop costs you every day it stays there. Downtime coverage pays a weekly income if your truck is in the shop due to an accident. If your truck is written off or stolen, you will receive a lump sum payout to cover your income.
If your fleet has drivers going out of your home province, not all of your healthcare expenses will be covered even within Canada, and American hospitals are known to have expensive care.
This coverage protects your drivers traveling out of province with added benefits specifically for the Canadian trucking industry. With this coverage, the insurance provider will work directly with the hospital and the provincial health care plan to get your bills paid.
If your company is looking for critical illness coverage for your drivers, Westland makes it easy with no medical examinations to get coverage. With preferred fleet rates and no underwriting, this coverage is highly beneficial for truckers.
Having health and dental benefits for you and your family is important, especially to cover those emergency visits to the doctor or dentist. We know that it can be hard to secure Health and Dental Benefits which is why Westland offers two exclusive benefit plans to our clients, giving you the option to select the coverage that suits your lifestyle. Contact us to learn more.
This is an essential form of coverage included in a transportation policy. It protects you and your business in the event you are found to be responsible for an accident.
These forms of coverage are an integral part of a Transportation policy. It protects you and your business in the event your vehicle is damaged in an accident, stolen or damaged in a fire.
There are also coverages specific to the trucking industry, including:
- Cargo
- Reefer breakdown
- Loading & unloading
- Debris removal and
- Aggregate deductibles
A big part of the transportation and logistics equation is the cargo itself. Accidents can happen and losses to your load may occur while in transit. That’s where a cargo policy comes into play. It ensures that if the cargo is damaged while it is being transported or being loaded or unloaded, coverage will kick in. This ensures that your business will not be financially responsible for the replacement of the cargo.
Review Your Insurance and Get a Quote with Westland
Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!
Claims Example
Theft is one of the most common claims we see when it comes to small contractors. For example, tools are the most vulnerable for theft as they can be stolen from job sites, leaving small contractors without what they need to get the job done. The right small contractors’ insurance policy will help mitigate these risks and get you back to your normal as quickly as possible.
Our goal is to find the best coverage for your business so you can focus on what’s important. To learn more about being a Westland client, click here.
10 Business Facts About Alberta
- It should come as no surprise that Alberta is known for its Oil and Gas. It’s the largest oil producing province in Canada. It provided 79.2% of all Canadian oil production in 2015.
- Canada’s favourite beverage, the Caeser, was invented in Calgary in 1969. Since then, it’s become a staple on many restaurant menus across Canada.
- Edmonton is home to the largest shopping centre in North America. West Edmonton Mall offers more than 800 stores, two hotels and over 100 restaurants.
- Each summer, Calgary hosts the largest rodeo in the world. They welcome over 1,200 businesses to the Stampede as well as more than four million guests.
- Think Boston Pizza was founded in Boston? Not the case. Gus Agioritis founded Boston Pizza and opened the first BP’s in Edmonton.
- Ranching is a large industry in Alberta, with cash receipts totalling $4.58 billion in 2016.
- Alberta is a thriving province when it comes to tourism and supports over 130,000 jobs. From natural beauty to festivals there is something for everyone and every business.
- Cattle farming is one of Alberta’s main agricultural sectors. Did you know that over 40% of all cattle in Canada are located throughout Alberta farms.
- Your paper products might just come directly from the forests of Alberta. In fact, over 47,000 jobs are in the lumber industry which contributes to over $11 billion dollars to the economy.
- Although a main driving factor in Alberta is the petroleum industry, emerging industries are making a name for themselves in Alberta. Technology and data, aviation and logistics, energy and cleantech are among the most important key sectors.
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Whether you’re looking for insurance for your first home or wanting to discuss your existing policy, our team is ready to help. Connect with us today.
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