Winery & Brewery Insurance – Newfoundland and Labrador
Each winery and brewery is as unique as the ingredients it takes to make the perfect pour. Your business reflects the landscape, grape varietals, hops and love that you put into each bottle. We know you’ve worked hard to build your business, and we’re here to help ensure it’s protected. We’re no sommelier or brewer, but we are experts in winery and brewery insurance. Let us help find the right coverage for your business, and we’ll leave the spirits work to the experts!
We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.
Why Choose Westland?
We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.
Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.
Winery & Brewery Insurance Explained
Whether your winery specializes solely in making the best tasting Chardonnay, or you’re an expert in curating the perfect amount of hops in your beer, your insurance needs are the same. Let us blend the right coverages, so your business is covered, and you can focus on your passion for wine, beer or cider, as well as distilleries. We’ll take the complexity out of your insurance needs so that you can put complexity in your bottles.
From the actual process of creating and bottling wine and beer to the experience of guiding fans of your blends, the unexpected can happen. These specific risks and insurance needs are unique to the industry, and our experts can help.
At Westland, we offer a comprehensive winery package that has everything to keep your business covered, including:
- Business Liability
Liability is the financial responsibility of your business resulting from damage that’s caused to property or bodily injury of a third party. Whether your company has four employees or 400, every business runs the risk of causing damage or injury to others. Think of it as your business’s first line of defense. To learn more about liability insurance, click here.
- Business Property
Business property insurance provides business owners with protection for the most critical physical assets of their business and, in turn, peace of mind to keep their business running. The unexpected can happen, and business property coverage looks after protecting your physical assets if there’s a loss. To learn more about business property insurance, click here.
- Business Interruption
A vital element of commercial insurance is the timeline between a loss occurring and greeting clients back to your business. That’s where business interruption coverage comes into play. Your business’s downtime can be covered, so the financial impact of being closed isn’t detrimental to the company you’ve worked hard to build. To learn more about business interruption insurance, click here.
- Special Valuation of Stock
Cellared, vintage or rare wines are valued differently than bulk wines. Our packages can include sale valuation of damaged stock.
- Stock in Transit & Stock in Storage
Shipping your product to your customers or storing wine off site is common practice in the industry. Our packages offer coverage for both scenarios in the event of a claim.
- Property Extensions
Trellises, wine leakage, processing water and repackaging stock are all available coverages.
Review Your Insurance and Get a Quote with Westland
Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!
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