Edmonton Commercial Auto Insurance

To protect your business, you need vehicle insurance coverage designed to suit your needs. But how do you find the ideal policy for your business in Alberta? Just like driving a car, insuring your company vehicle shouldn’t feel like guesswork.

Whether you have one company van or a fleet of commercial vehicles, you can benefit from business auto insurance. The personal insurance you have for your non-commercial vehicle is different from the policy you’ll need for your business vehicle.

At Westland Insurance, we’ll help you find the best options for your commercial auto insurance policy. Our insurance advisors go the extra mile to meet your business insurance needs. We’re going to explain how commercial car insurance works in greater detail:

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Who Needs Commercial Auto Insurance?

Any business that uses one or more vehicles for work purposes can benefit from this insurance policy. It reimburses you for expenses that result from legal actions, physical damage to your vehicles, and accidents (whether your drivers are at fault or not).

Wondering how the cost of your commercial vehicle insurance is determined? Based on the risk level of your business, your premiums will vary. A few factors that an insurance company consider include:

  • Your insurance & claims history
  • The type of vehicle(s)
  • Driver experience
  • Number of vehicles
  • Your industry
  • Location

What Vehicles Are Covered Under Commercial Auto Insurance?

If a vehicle is used for business purposes in Alberta, it can be classified as a commercial vehicle, making it eligible for this type of coverage. This is different from a vehicle that you use to drive to work. With business auto insurance, you’re insuring a car that you drive for work. One example is an electrician’s van that’s driven to and from clients’ houses and used to store tools and equipment.

What Is Commercial Auto Insurance Used For?

As any business owner knows, risk management is an important part of your operations. Protect your business against unexpected costs with a policy designed to meet your needs. Fleet insurance is a cost-efficient way to insure large groups of vehicles.

Commercial Automobile Insurance Coverage

From delivery vehicles to commercial trucks, we’ll help you find the proper coverage for your business needs. Businesses in the following industries can benefit from commercial auto insurance:

  • Automotive repair garages
  • Restoration services
  • Farms
  • General & specialty trade contractors
  • Care providers
  • Transportation & trucking businesses
  • And more

What Does Commercial Auto Insurance Cover?

You’ve employed a team of careful and highly experienced drivers. Even so, accidents still happen. That’s why you need commercial vehicle insurance. Here’s what you can expect from your commercial vehicle insurance:

Has one of your drivers been involved in an accident? This commercial insurance policy will cover costs that your business is legally liable for, including defence costs, property damage, and bodily injury.

Regardless of who is at fault for an automobile accident, this policy offers coverage for medical payments, disability benefits, funeral or death expenses, and uninsured motorist insurance.

Protect your vehicle from physical damage in Alberta with collision and comprehensive insurance. This policy includes coverage for damage like hitting a vehicle/object, fire damage, theft/vandalism, or natural disasters.

At Westland Insurance, we offer fleet insurance services to serve our commercial auto clients better. We believe in building long-term relationships through a high level of service. If you manage a group of commercial vehicles, you can choose to enroll in our Fleet Plan.

The benefits of fleet insurance include discounts for eligible fleets and trailers, convenience and flexibility with managing your insurance, and single or monthly payment plans for all vehicles.

Request an Insurance Quote Today!

With our years of experience in the insurance industry, our advisors can help your business find the right policy for your corporate insurance needs. We’re committed to providing exceptional customer service for all our clients in Alberta.

At Westland Insurance, we’ll help you compare policies offered by different insurance companies to find the best price for your business. Our services are available in the following locations across Edmonton:

Your business is unique—your insurance should be, too. We can help with that. To request a commercial vehicle insurance quote, contact us today!

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