Edmonton Farm Insurance
Communities across Canada rely on our farmers for dairy, meat, and fresh produce. And as a farmer, you rely on your machinery and livestock to produce those goods. Farm insurance is a way to protect your investment from the unexpected challenges that life throws your way.
Over the years, we’ve seen incredible advancements in the farming industry. As the world changes, so do your insurance needs. We’re here to help with that. With farm insurance in Edmonton, you can ensure that you’re protected against a range of perils.
At Westland Insurance, we’re passionate about helping you find the best coverage for your property, lifestyle, and budget in Alberta. Here’s what you need to know about your Edmonton farm insurance:
Why Choose Westland Insurance for Your Farm Insurance in Edmonton?
When you become a Westland client, you’ll discover the peace of mind that insurance has to offer. Whether you run a hobby farm or several farming operations, we’re committed to helping you find the proper insurance. Let’s work together to build a risk management solution that aligns with your business.
We want to get to know your business and your property. Using that information, we will recommend insurance policies designed to suit your specific needs. Our advice will enable you to make informed choices about your farm property insurance.
Farm Insurance Explained
We know that in the farming industry, each business is unique. You need a farm policy that will maximize your income and minimize your risk. With a custom farm insurance program, you can adjust your coverage based on your buildings, farm machinery, and equipment.
Your farm is more than your job; it’s your home and your livelihood. In the event of an accident, you need insurance coverage and liability protection to cover the replacement costs.
A farm policy can cover all sizes of operations, from a few structures to large plots of land. If any of your farm buildings or equipment are damaged, proper insurance may reimburse you for the repair and income replacement costs.
We offer insurance for many types of farm structures in Edmonton, including:
- Grain farms
- Hog farms
- Specialty farms
- Vegetable farms
- Livestock and poultry
- Hobby farms and acreages
When you’re looking after a herd, brood, or drift, they’re more than just your fuzzy (or feathered) friends. Caring for live animals is vastly different than tending to crops and fields. You need a policy that’s designed to cover your livestock in case of an extreme weather event or other peril.
Depending on what type of farm you’re operating, you rely on a unique set of equipment. From combines to tractors, your tools help you work efficiently and quickly. Protect your operation with the right insurance coverage. Without them, your farm will lose out on valuable income.
With farm liability, you can cover your personal liability and business liability with one package. Incidents that cause bodily injury or property damage may result in a liability claim. You could be responsible for covering medical expenses or property repairs. With business liability protection, you can cover the cost of these claims.
The answer is simple: Every type of farm can benefit from insurance. A few perks include:
- Financial security. The cost of replacing your machinery, buildings, and/or livestock can be exorbitant. Farm insurance shields you from these replacement costs.
- Income replacement. When your livestock is impacted by damages, insurance can replace your income to keep your finances afloat.
- Peace of mind. You won’t have to worry about being under-insured when you purchase a policy that’s designed for your farm.
Farm Property Insurance
Most farmers in Alberta live very close to their farm buildings and machinery. That’s why you need farm property insurance; it covers your home and your structures. Use farm insurance to protect things like:
- Cattle, horses, sheep, and other livestock
- Barns, sheds, and workshops
- Living space and attached structures
Farm Vehicle Insurance
The replacement cost of a damaged farm vehicle can be enormous. Protect your car, truck, and other farm vehicles with our insurance. If you are involved in an accident that causes harm to other people or their personal property, we also offer liability protection.
Life is unpredictable; you never know when an unforeseen event will damage your farm buildings or dwelling in or near Edmonton. However, some claims are more common than others.
One of the most common claims includes damage to equipment; for example when your machinery is damaged during harvest. With the right insurance package, you won’t need to worry about these relatively common risks.
Insurance coverage can be tricky to navigate. That’s why we’ve put together this quick FAQ guide to help you get started:
Yes. With a custom farm insurance program, you can adjust your coverage based on your needs. Contact us today to discuss the specifics of your farm property insurance in Alberta.
We will require detailed information about the building itself, including the type, year, size, foundation material, the value of its contents, and purpose.
You will need to increase your coverage to accommodate additional horses. If you’re looking for more information on this topic, we recommend contacting one of our insurance brokers.
Farm equipment is pricey; you’ll want to make sure you’re insured for the machinery you’ve invested in. To add new equipment to your farm’s insurance policy, you will need to provide:
- The bill of sale
- Any financing or leasing information
- The value of the product in Alberta
- The year, model, make, and serial number
Request a Quote
Agriculture is a booming industry in Alberta. Our farm insurance brokers are here to help. Protect your property with insurance coverage.
At Westland Insurance, we offer this service in the following locations:
Seeking a quote for your farm insurance? Contact us today!