RV Insurance – Saskatchewan

Summer is short, so it’s necessary to take time to explore your backyard in your RV! Whether you own a fifth wheel, tent trailer, or something in between, RV’s can be a significant investment. Your RV provides summer excitement for you and your family, from family camping adventures to summer road trips. Let us help navigate what RV insurance is right for you. When you buy an RV in Saskatchewan, you’ll need to register it with Saskatchewan Government Insurance (SGI), which sold through us either by email, phone or in person at any of our Saskatchewan locations.

As your local insurance experts, we know that each RV in Saskatchewan is unique in its own way. From weekend warriors who travel out to campsites each weekend to cross country Canadian family adventures and every other RV adventure in between, we’ve got you covered.

We understand it’s vital to protect what’s most important to you and your family. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on what’s important in your life.

Why Choose Westland?

We know that your insurance needs to match your goals, your lifestyle and your budget. Our expert auto insurance advisors get to know you, so that they can tailor a policy to your exact needs.

We’ll find the best coverage for you at the right price so that you can continue to live your life the way you want to.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, click here.

Who needs to buy RV insurance?

If you have a cabin trailer, tent trailer, or motorhome, you’ll need to insure your RV. These days, RV’s can look like home luxury living to mobile tent pop-ups. Even if your RV doesn’t have all the bells and whistles, you need the right RV insurance to cover your investment. Keep those RV adventures coming with peace of mind knowing you have the right coverage packed.

What type of RV insurance do you need?

RV’s with an engine require the same accident benefits and liability protection as a car when out on the road. Things change when they’re on a campground as liability, theft and other insurance coverages are necessary. RV insurance coverage often offers replacement value of the motorhome, not just the actual (current) value.

Even though liability is extended from the towing unit, you can increase liability limits on a policy, even when it’s at a seasonal campground. Under travel trailers you’re able to lower your deductible. If a travel trailer policy is purchased while the trailer is plated, the rate is based on the fact that most of the coverage is provided by the plate. If the travel trailer becomes unlicensed seasonally, the policy will continue to cover the trailer at the reduced rate for the off season.

What’s covered under a cabin trailer policy?

Unlike typical auto or home insurance, trailer policies can offer additional coverage such as rodent damage. Storage coverage while the license plate is cancelled/expired. Lower deductible on physical damage coverage & increase liability limits.

What does RV insurance cost?

There are lots of factors that determine the cost of insuring your RV. The main elements are the type of coverages chosen, deductibles and liability limits. For motorhomes or the plates on travel trailers, the year, make, model, value, and driving record are also factors.

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique needs, and find the perfect RV insurance policy for you. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your RV coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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Claims Example

Damages to awnings are a common claim we see when it comes to RV’s. For example, winds can pick up quickly and rip off the awning. This can cause upwards of $1,500 to $4,000 worth of damage. The right RV insurance policy will help mitigate these risks and get you back to your normal as quickly as possible.

Our goal is to find the best coverage for you so that you can continue to live your life the way you want to. To learn more about being a Westland client, click here.

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