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Business Insurance

COVID-19

You may have had to temporarily close your business during the pandemic, leaving it unoccupied. We are here to help you navigate this time as your business insurance experts. Click here to read more about best practices during a closure, and what to do if your location has been vacant beyond 30 days.

Commercial Insurance

The risks of any business are unique. Our specialists can create customized commercial package solutions just for you.

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Contractors Insurance

Contractors and General Contractors need coverage specific to their unique needs and we can help.

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Directors and Officers

Directors, Officers and Executives can face personal liability exposure for alleged “wrongful acts” arising from their actions and executive decisions. Our Broker's help make sure you're covered.

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Liability Insurance

Protect your business from the possibility of paying catastrophic liability claims with one of our commercial liability policies.

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Commercial Auto

Commercial Auto Insurance

Whether you are an Owner Operator with a single unit or a large fleet, hauling locally or across borders, we can provide competitive quotes.

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Small Contractors Insurance

Whether you are a plumber, electrician or general contractor, we have specialized policies specific to your unique business operations

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Surety & Bonds

Our expert insurance advisors can provide the bond that best meets your needs no matter where in Canada you operate.

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Construction Insurance

From high rise towers to cabins our insurance reduce risk on all projects of all sizes.

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Frequently Asked Questions:

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What does business insurance cover?

Not all business insurance policies include the same coverages. The coverages on your business insurance policy will depend on the type of business you operate and the risk exposure. A commercial insurance package can be custom created to suit your insurance needs. Coverage for buildings or business personal property can be added to business insurance policies for businesses that require it. Depending on your business, you may want to consider coverage for flood or cyber insurance. An important coverage that all businesses in Saskatchewan should consider is liability insurance.
What does business insurance in Saskatchewan cost?

The cost of business insurance in Saskatchewan varies by each industry and business operations. The risk exposure changes with different industries, thus influencing the cost of the business insurance. Other contributing factors to business insurance cost in Saskatchewan include the coverage limits, claims history and size of the company. Contact your local Westland broker today to learn more at 1-800-268-3675.
Where can I buy business insurance in Saskatchewan?

You can buy Saskatchewan Business Insurance by calling our Saskatchewan Business Insurance Advisors at 1-800-268-3675 or visit a Westland branch.
Can I buy business insurance online?

You can request a Westland business insurance quote online with our quote request form. Westland does not publish rates or sell insurance online. We review each business individually to ensure we provide the best coverage to meet the needs of the business. Call 1-800-268-3675 to request a business insurance quote by phone.
What is business contents insurance?

Business contents insurance, also known as Business Personal Property Insurance, can offer coverage for your equipment and contents on your premise. Some business property, such as tools which are taken off premise, need to be added as an additional endorsement. It is important to discuss your business personal property insurance needs with your broker to ensure you purchase adequate coverage.
Does business insurance have a deductible?

A business insurance deductible is the amount the insured pays towards the loss in the event of a claim. Some business insurance coverages have deductibles and some do not. A deductible typically applies to most property claims. It is important to review your policy and your policy wordings to understand when your deductible applies. It is also important to discuss the different business insurance deductible options with your broker. Sometimes increasing your deductible can reduce your business insurance premium.
Is business insurance included with home insurance?

Business Insurance is not automatically included with home insurance policies. If you operate a home based business with minimal risk exposure, you may be able to add coverage to your home insurance policy. It is important to advise your home insurance broker if any business operation occurs in the home.
How do I get proof of business insurance?

You can request a Confirmation of Insurance by emailing your Insurance Advisor or the branch where purchased your business insurance policy. Visit Saskatchewan Insurance locations for a list of offices and their email addresses.
How much business insurance do I need?

The amount of business insurance you need will depend on the type of business, the amount of property and the liability exposure. You may also require higher limits of liability depending on contracts or agreements you are entering with other businesses. For example, a contractor doing work for a city within Saskatchewan will need to proof they have a certain limit of liability coverage. To ensure you have adequate business insurance coverage, it is recommended to review your insurance needs with your insurance broker.

Business Insurance

Commercial Insurance

Contractors Insurance

Directors and Officers

Liability Insurance

Commercial Auto Insurance

Small Contractors Insurance

Surety & Bonds

Construction Insurance

Frequently Asked Questions:

What does business insurance cover?

What does business insurance in Saskatchewan cost?

Where can I buy business insurance in Saskatchewan?

Can I buy business insurance online?

What is business contents insurance?

Does business insurance have a deductible?

Is business insurance included with home insurance?

How do I get proof of business insurance?

How much business insurance do I need?

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