Home Insurance Airdrie

What Is Covered?

When you purchase a home insurance policy, you want to know that you’re protected against common perils. Here’s what your home insurance coverage includes:

Personal property

What makes a house a home? Is it the memories we create there? The meals we share? Or the way it makes us feel at home?

Your house isn’t the same without all your special belongings, including your clothing, furniture, and electronics. Protect your valuables with home insurance.

No one wants to make a claim and find out later that their policy doesn’t cover the damages. If you have valuable belongings in your home, you can always extend your current policy limits.

Additional structures

Your coverage includes protection for other structures on your property, including fences, garages, and sheds.

Personal liability

If you or a member of your household causes damage to a neighbouring property or someone is injured in your home, this coverage will step in. It can cover medical expenses and repair costs associated with these incidents.

Living expenses

Is your home uninhabitable due to an insurance claim or damage? This policy can cover the living expenses in the meantime, including meals and hotel stays.

At Westland Insurance, we can help you find additional coverages to better suit your needs and your family. Options include sewer backup, home-based business, and overland water coverage. For more information, get in touch with us.

What Is Not Covered?

Damage from floods or earthquakes is not covered under a standard Alberta home insurance policy. If you want to inquire about additional coverage, contact your insurance company.

If your home is damaged as a result of negligence, your claim will most likely not be covered. For example, if a pipe freezes while you’re away from home due to the heat being too low (a common problem in Canada), you may need to pay for those damages out of pocket. Whenever you plan to be away from home, we recommend asking a friend or family member to check in on your house every three days.

How Are Claims Handled?

When you need to make a claim for water damage, theft, or the aftermath of a house fire, you need an insurance provider that will make the process as painless as possible.

At Westland Insurance, we understand the time-sensitive nature of these matters. As soon as an incident occurs, contact us as soon as possible, and we will help you make a claim. Our insurance brokers are here to assist you.

Request an Online Quote Today!

Looking for a new policy that meets your individual needs? Great service and a personalized experience are what you can expect from Westland. We make it easy to find coverage that’s tailored to your property.

We aren’t insurance providers; we’re insurance brokers. That means we work hard to find and offer you the best rates and service possible.

Whether you need condo, house, business, or car insurance, our insurance brokers can help. Protect your property with insurance. For a personalized home insurance quote, contact us today!