Earthquake information
Earthquake Insurance is an optional add-on to your home insurance that helps protect against earthquake damage, which standard policies don’t cover. It’s a smart way to ensure your home is fully protected.
If you don’t have Earthquake Insurance or are interested in learning more, our brokers can help you understand the value of added protection. Reach out to your local advisor today.
Earthquake Deductible Buy-Down Insurance
Earthquake Insurance is essential for recovery, but the deductible – the amount you must pay before coverage begins – can be a financial strain. Earthquake Deductible Buy-Down Insurance helps reduce that burden, protecting your finances.
Product Highlights:
- Protects your financial security by reducing your earthquake deductible
- Affordable premium, making Earthquake Insurance more accessible
- Lower deductible removes additional stress in the event of an earthquake claim, so you can deal with other urgent matters
- Flexibility – choose a 5% or 10% deductible to best fit your financial situation
Speak to your local advisor today about adding Earthquake Deductible Buy-Down Insurance.
How do I prepare for an earthquake?
At Westland, we’re committed to community safety and protection. The following are actions you can take to protect yourself, your family and your property in the event of an earthquake.
Large areas of British Columbia are located in seismic zones with high probability for significant damage. Safety is a priority and knowing what to do before, during, and after an earthquake can save lives and reduce injuries, and also reduce property damage. We all have a part to play in management of earthquake risk.
We recommend the BC Government website on emergency preparedness, and the Canadian Government website on what to do before an earthquake.
When you feel the ground shake or receive an alert, immediately:
- Drop to your hands and knees. If you’re inside, stay inside – don’t run outdoors or to other rooms
- Cover your head and neck with your arm and take shelter under a sturdy piece of furniture. If there is no shelter nearby, crawl to the nearest interior corner or wall while continuing to protect your head and neck
- Hold On to your shelter, covering your head and neck until the shaking stops
When an event occurs, we will establish a catastrophe office to respond to claims. Policy holders can report losses to any of our over 250 branch offices, by phone, or in person. Alternatively, you can contact us through our claims page.
We will notify our disaster response teams to put their plans into action and coordinate with civil authorities. We will endeavor to maintain communications and provide policyholders with helpful, accurate, and timely information.
Our insurer partners will also be putting their response plans into action and a policyholder can report the loss directly to them, with your policy number. Click here for their phone numbers and links to their claim websites.
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Whether you’re looking for insurance or would like to discuss your existing policy, our team is ready to help. Connect with us today.
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