Event Insurance
Planning an event, such as a wedding, sporting event, conference or other special event? Don’t leave anything to chance! Your event can be insured online with a credit card in five minutes or less, providing up to $5,000,000 in general liability coverage and insured certificates for your venue and vendors at no additional cost.
Don’t see your event type listed? We offer additional event insurance products through other platforms. Scroll down to find your event type.
Why choose Westland Insurance for your event insurance?
At Westland, we always go above and beyond to connect clients with the best coverage for them. From personal insurance to business insurance, our expert advisors do the work to make recommendations that fit our clients’ lives. Plus, our large network of insurers means they always get great rates and options. We work hard to provide Canadians with coverage that goes further.
Expert advisors go above and beyond
Our advisors go the extra mile every step of the way, and do the legwork to provide personalized coverage solutions that fit our clients’ lives.
Our large network of insurers means more choice
We have a large network of insurers that we can tap into - guaranteeing great rates and options - so clients know they’re not missing out.
We work hard to make things simple
Whether it comes to finding the right coverage or navigating a claim, we keep things simple and use language that everyone can understand.
Our advisors are part of your community
Westland advisors are local, so they understand the unique needs of your community. And, they’re easy to get hold of, in person, over the phone or on email.
We're here for you when you need us most
When it comes to the claims process, we advocate for our clients and take the stress off them during a tough time. We’ve always got their backs.
A one-stop insurance shop
We've got you covered. From high-value and cross-border coverage to small businesses and complex risk management for enterprises, our expertise is unmatched.
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We're an Insurance Business Canada 'Big Brokerage of the Year' award winner, as well as 2023 fast brokerage and 2023 5-star brokerage.
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Since 1980, we've supported our local communities. Each year, we commit $1m+ into initiatives spanning DEI, food insecurity and more.
Types of events covered by our event insurance
We understand that every event is unique, with its own set of risks and requirements. That’s why we offer a range of specialized insurance solutions tailored to meet the diverse needs of event organizers, planners, and hosts. Whether you’re organizing a wedding, concert, trade show, or any other type of event, we have you covered.
Wedding insurance protects a couple if they are sued because of a mishap at their wedding that injures a guest or damages the venue. No one wants to be sued by a friend or a relative if they slip on a spilled drink on the dance floor. The cost of one-day event insurance for a wedding is usually 1% or less than the cost of your wedding budget. Often, the venue will not allow you access until you prove you have wedding insurance. The venue may also want to see evidence of venue alcohol liability.
Elevate your performances with confidence, knowing that aerial acrobat event insurance has you covered. Designed specifically for the unique risks associated with aerial acrobatics performances and events, our insurance solutions provide the comprehensive protection you need to focus on what you do best—wow your audience. Get comprehensive aerial acrobat event coverage through PAL today or speak with your advisor.
When hosting an anniversary party, most banquet halls and venues such as golf and country clubs will require you to have event insurance in place. Often, the hall will tell you in their contract the short-term venue liability amount required. Anniversary party planning should include one-day event insurance. One-day anniversary insurance is inexpensive. Policies start at a low cost and certificates for your anniversary venue to prove you are protected are provided at no cost.
Art show insurance can be arranged instantly through our online program. Most venues require short-term venue liability insurance before hosting an art gallery opening or other art show. Our online event insurance portal allows you to arrange a public event insurance policy in just 5 minutes. Up to $5,000,000 in General Liability Coverage, otherwise known as event liability. “Peace of Mind” protection to cover the rented venue with day insurance. No additional cost to issue an insurance certificate to prove one-day insurance. Venue liquor liability and equipment rental are available. Art show insurance premiums start at a low cost. Purchase short-term venue liability online 24/7 and receive your policy immediately.
Why do you need auction liability insurance? If someone is injured through an accident at your auction and you are found legally responsible, this coverage will protect you. It will also pay for property damage claims that the insured might become legally obligated to pay. We hope nothing bad happens at your auction, but as the above example demonstrates, such incidents cannot always be predicted or prevented. Therefore, it makes sense to purchase insurance for your auction. Westland’s online event insurance can cover auctions.
Award presentation insurance is crucial for event organizers to mitigate legal liabilities. It shields against lawsuits stemming from accidents, injuries, or property damage during the ceremony, covering legal defence costs and potential settlements. Many venues mandate liability insurance, ensuring protection for both organizers and venue owners. Moreover, insurance provides financial security, safeguards against costly legal battles, and demonstrates a commitment to risk management and safety. Overall, award presentation insurance is an essential component of event planning, assuring participants and guests of a secure environment while safeguarding organizers’ finances and reputation.
Baby shower insurance will protect you against damage your guests accidentally cause to the venue you have rented. Does your venue require you to provide evidence of venue insurance? Check your rental contract. When hosting a baby shower most banquet halls and venues such as a community center or church hall will require you to have event insurance in place. Often the hall will tell you in their contract the short-term venue liability amount required.
From a legal liability perspective, obtaining bake sale insurance is important for several reasons., This insurance coverage includes legal expenses, settlements, and judgments, thereby mitigating the financial risks associated with such liabilities. Moreover, many venues or organizations may require bake sale insurance as a condition for hosting events, safeguarding both organizers and venue owners from liability. By securing bake sale insurance, organizers demonstrate a commitment to risk management and safety, ensuring a secure environment for attendees while safeguarding their financial interests and reputation.
Banquet insurance is crucial from a legal liability standpoint as it shields organizers against potential lawsuits arising from accidents, injuries, or property damage during the event. It ensures financial coverage for legal expenses, settlements, and judgments, mitigating the risk of significant financial loss. Venues often require such insurance, safeguarding both organizers and venue owners. By obtaining banquet insurance, organizers demonstrate commitment to risk management and safety, fostering a secure environment for attendees while protecting their own finances and reputation.
Most churches/other spiritual venues require short-term venue liability insurance before hosting a baptism. Arrange a public event insurance policy in just 5 minutes. Up to $5,000,000 in General Liability Coverage, otherwise known as event liability. “Peace of Mind” protection to cover the church with day insurance. No additional cost to issue a certificate to prove insurance. Purchase short-term baptism liability insurance online and receive your policy immediately.
Are you hosting the Bar Mitzvah celebration at home? Check with your homeowner’s broker to see if you are covered. Parties over a certain size are most likely not covered. Your guests could trip on temporary carpeting or slip on a wine spill on the floor and injure themselves. What if your friend or relative is forced to sue you? Awkward? Will your homeowner’s insurance cover you? Probably not. Bar Mitzvah event liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs – in most cases – awarded to your injured guest.
We hope nothing bad happens at your birthday party, but certain incidents, such as liability lawsuits, cannot always be entirely predicted or prevented. Therefore, it makes sense to purchase event insurance for your birthday. Westland’s online short-term event insurance can cover birthday parties.
Most venues require short-term venue liability insurance before hosting a book signing special event. Our online event insurance portal allows you to arrange a public event insurance policy in just 5 minutes. Up to $5,000,000 in General Liability coverage, otherwise known as event liability. “Peace of Mind” protection to cover the rented venue with day insurance. No additional cost to issue an insurance certificate to prove one-day insurance. Venue liquor liability and equipment rental are available. Book signing event insurance policies start at a low cost.
From a legal liability perspective, acquiring business party insurance is critical for several reasons. Firstly, it safeguards organizers against potential lawsuits arising from accidents, injuries, or property damage that may occur during the event. This insurance provides coverage for legal expenses, settlements, and judgments, mitigating the financial risks associated with such liabilities. Additionally, many venues require business party insurance as a prerequisite for hosting events, protecting both organizers and venue owners from liability. Without this coverage, organizers may face legal and financial repercussions. By obtaining business party insurance, organizers demonstrate their commitment to risk management and safety, ensuring a secure environment for attendees while safeguarding their own financial interests and reputation.
When it comes to showcasing your prized classic or collectible car, you want to ensure it’s protected every step of the way. Car show insurance offers comprehensive protection designed specifically for vehicles displayed at auto shows, giving you peace of mind whether your car is in transit or on display.
Quickly obtain car show insurance with PAL through their online portal or speak with your insurance advisor.
Quick, efficient and easy to use, available for purchase online 24/7 – card games and tournament board games insurance. Add additional insureds to any event insurance policy, including a chess tournament venue. Protect your short-term chess tournament now. It’s entirely possible that someone in the audience at a chess tournament could slip and fall on a spilled drink in the stands. If injured, they may decide to sue. We hope nothing bad happens at your chess tournament, but as the above example demonstrates, such incidents cannot always be predicted or prevented. Therefore, it makes sense to purchase insurance for your chess tournament. Westland’s card games and tournament board games insurance can cover chess tournaments.
Choir insurance can be arranged instantly through our online program. Most venues require short-term venue liability insurance before hosting a choir performance. Our event insurance portal allows you to arrange an event insurance policy in just 5 minutes. Choir Performance Insurance provides up to $5,000,000 in General Liability Coverage, otherwise known as event liability. “Peace of Mind” Protection to cover the rented venue with day insurance. No additional cost to issue an insurance certificate to prove one-day insurance. Choir Performance Insurance policies start at a low cost. Purchase short-term venue liability online and receive your policy immediately.
Concert insurance through Front Row Insurance protects performers, patrons and the organizers of the concert. You have taken every step to plan and produce a successful event, don’t let unforeseen incidents ruin your hard work.
From a legal liability perspective, securing costume party insurance is essential for several reasons. Firstly, it shields organizers from most potential lawsuits stemming from accidents, injuries, or property damage that might arise during the event. This coverage extends to legal expenses, settlements, and judgments, thereby lessening the financial burden of such liabilities. Given the unique risks associated with costume parties, including costume-related mishaps, insurance becomes particularly vital. Additionally, venues often mandate costume party insurance, ensuring protection for both organizers and venue owners. By acquiring costume party insurance, organizers demonstrate a commitment to safety and risk management, fostering a secure environment for attendees while safeguarding their own financial standing and reputation.
From a legal liability standpoint, obtaining engagement party insurance is crucial for several reasons. Firstly, it provides protection against most potential lawsuits arising from accidents, injuries, or property damage that may occur during the event. This insurance coverage includes legal expenses, settlements, and judgments, alleviating the financial burden associated with such liabilities. Moreover, engagement parties often involve various vendors, guests, and activities, increasing the risk of incidents. Additionally, many venues require engagement party insurance as a prerequisite for hosting events, safeguarding both organizers and venue owners from liability. By securing engagement party insurance, organizers demonstrate their commitment to risk management and safety, ensuring a secure environment for attendees while protecting their financial interests and reputation.
It’s all fun and games until somebody gets hurt. With fair insurance from Front Row, you’ll be protected against guest injuries and property damage. Event insurance is typically required by the venue and vendors; start your event plan off on the right foot with Front Row Insurance.
Protect your festival from unforeseen costs due to cancellation, equipment damage and even accidents during your event with comprehensive festival insurance from Front Row Insurance.
Fashion show event insurance can be arranged instantly through our online program. Most venues require short-term venue liability insurance before hosting a fashion show special event. Up to $5,000,000 in General Liability Coverage. Obtaining insurance for a fashion show with Westland Insurance is an easy process. Relax knowing that your fashion event is protected.
At Westland Insurance, we have worked hard to create a smash-hit film screening/movie release party insurance program designed to provide the most comprehensive insurance coverage for your event. This insurance is ideal for film festivals and film societies hosting screening events. Most venues require that you carry liability insurance. This coverage protects you and the festival organizer against claims of bodily injury and property damage arising out of your film festival operations. Even if it’s not a requirement of the venue, you may be held liable for any claims that arise as a result of your event. This coverage can also be extended to cover workshops and panel discussions.
With firework display insurance, you’re not just getting an insurance policy—you’re gaining a partner committed to the success and safety of your event. Our tailored policies, comprehensive coverage, and dedicated support mean you can focus on what matters most: creating a spectacular fireworks display that will be remembered for years to come.
Light up the sky, and let us handle the rest. Purchase through PAL’s online portal or contact your insurance broker to learn more about our firework display insurance and how we can help make your event a glowing success.
Flea market insurance can be arranged instantly through our online program. Most venues require short-term venue liability insurance before hosting any flea market event. Our online event insurance portal allows you to arrange a public event insurance policy in just 5 minutes. Flea Market Insurance Includes up to $5,000,000 in General Liability Coverage. Insurance for a flea market with Westland is an easy process. Relax knowing your market is protected.
Insurance is the last thing on someone’s mind when planning the funeral or memorial of a loved one; however, most venues typically require the host to have funeral general liability insurance for their event. Westland Insurance provides a quick, efficient and easy-to-use online funeral insurance program available for purchase 24/7. Additional insureds for the funeral home or other funeral venue are automatically included. Protect the funeral service events that you’re hosting with short-term event insurance. Aside from the requirements of the venue, why should you consider funeral service liability insurance? If someone is injured through an accident at a funeral service that you are hosting and you are found legally responsible, this coverage will protect you in most cases.
Planning an annual flower show, competition, plant sale, or garden tour? You should consider getting garden show insurance. Gardeners know better than anyone that events can be unpredictable. Disasters strike even the most careful and diligent gardeners. That’s where insurance comes in. Having the right garden show insurance policy protects you from those unforeseeable dangers and gives you peace of mind—not quite the blissful serenity of a well-tended garden, but close enough! Opening your garden to the public or hosting an event brings its own set of challenges, which is why most rental venues will require you to carry event insurance. Often, this will be stated explicitly in the rental contract, including the liability amounts required. Venues want to be protected in case someone is injured at your event and tries to sue.
From a legal liability perspective, obtaining graduation party insurance is vital for several reasons. Firstly, it provides protection against potential lawsuits resulting from accidents, injuries, or property damage occurring during the event. This insurance covers legal expenses, settlements, and judgments, thereby mitigating the financial risks associated with such liabilities. Additionally, graduation parties often involve large gatherings of guests, increasing the likelihood of incidents. Furthermore, many venues require graduation party insurance as a condition for hosting events, safeguarding both organizers and venue owners from liability. By securing graduation party insurance, organizers demonstrate a commitment to risk management and safety, ensuring a secure environment for attendees while safeguarding their financial interests and reputation. Learn more about our graduation party insurance policies.
Planning a hockey tournament involves countless details and significant investment. But what happens when unexpected events threaten to derail your meticulously arranged plans? With our comprehensive hockey tournament insurance, sports event organizers can ensure their event runs smoothly while protecting against potential financial losses. Our insurance policies include equipment coverage, event cancellation and liability insurance. Contact your advisor to learn more or purchase online through PAL’s portal.
Holiday Party Insurance can be arranged instantly through our online program. Most venues require proof of short-term venue liability insurance before hosting a holiday party, such as a Christmas/Xmas party. Hosting a company party during the holidays is a great time to bond with coworkers. Parties are fun until your staff are injured. What if your employee is forced to sue your company? Will your business office insurance cover a holiday party? Event liability insurance will cover you if you are sued by providing a lawyer to defend you and paying the judgment costs awarded to your injured guest if you are found negligent.
Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance. Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance ? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you in most cases.
From a legal liability perspective, acquiring meeting insurance is essential for several reasons. Firstly, it protects organizers against potential lawsuits arising from accidents, injuries, or property damage that may occur during the meeting. Additionally, meetings often involve various participants, guests, and activities, increasing the likelihood of incidents. Furthermore, many venues require meeting insurance as a condition for hosting events, ensuring protection for both organizers and venue owners from liability. By securing meeting insurance from Westland Insurance, organizers demonstrate a commitment to risk management and safety, providing a secure environment for attendees while safeguarding their financial interests and reputation.
From a legal liability perspective, securing orchestra concert insurance is paramount for several reasons. Firstly, it shields organizers from potential lawsuits stemming from accidents, injuries, or property damage that may occur during the concert. Additionally, orchestra concerts typically involve numerous participants, intricate setups, and a sizable audience, heightening the risk of incidents. Moreover, many venues mandate orchestra concert insurance to protect both organizers and venue owners from liability. Without adequate insurance, organizers may face legal and financial repercussions. By obtaining orchestra concert insurance, organizers demonstrate a commitment to safety and risk management, ensuring a secure environment for attendees while safeguarding their financial interests and reputation.
Organizing a pet show involves numerous moving parts, but worrying about potential risks shouldn’t be one of them. With our pet show insurance, you can focus on delivering an exceptional experience for participants and spectators alike, knowing that you have robust protection in place.
Secure your event today with our specialized pet show insurance through PAL’s online portal. You can also contact your Westland Insurance advisor to learn more.
Owning a petting zoo is a labor of love, filled with joy and occasional challenges. Our petting zoo insurance is more than just a safety net; it’s a partnership built on trust and mutual respect. We prioritize your needs, offering you the flexibility, protection, and peace of mind essential for running a successful petting zoo.
Don’t wait for an incident to realize the importance of comprehensive protection. Secure your petting zoo with the best insurance plan tailored just for you. Contact a Westland Insurance advisor or purchase directly through PAL’s online portal today.
With our Petting Zoo Insurance, you can focus on creating magical moments for your visitors while we handle the risks. Because at the end of the day, your peace of mind is our top priority.
Hosting a picnic for the day? Do you need event liability? Consider these risks associated with picnics to help you decide. If you are hosting the picnic in a municipal park, on a municipal beach or on crown land you may need a permit that requires you to show evidence of one-day event liability. Often the permit will specify the short-term venue liability amount required. Are you hosting the picnic at home in your yard? Check with your homeowner’s broker to see if you are covered. Parties over a certain size are most likely not covered especially if you serve alcohol. Westland Insurance offers online picnic insurance; policies start at a low cost and certificates proving insurance coverage for your location are provided immediately. A quote is also free: a fast quote is available any time of the day or night.
Prom special event insurance can be arranged instantly through our online portal. Most venues require short-term venue liability insurance before hosting a prom or other dance party event. Our online event insurance portal allows you to arrange a public event insurance policy in just 5 minutes. Up to $5,000,000 in General Liability Coverage, otherwise known as event liability. “Peace of Mind” protection to cover the rented venue with day insurance. No additional cost to issue an insurance certificate to prove one-day insurance. Venue liquor liability available. Prom event insurance policy premiums start at a low cost.
From a legal liability perspective, obtaining religious service insurance is crucial. Religious services often involve gatherings of congregation members, volunteers, and various activities, increasing the likelihood of incidents. many venues or religious institutions may require religious service insurance as a condition for hosting events, safeguarding both organizers and venue owners from liability. By securing religious service insurance, organizers demonstrate a commitment to risk management and safety, ensuring a secure environment for attendees while safeguarding their financial interests and reputation.
Securing retirement party insurance is prudent for several reasons. Firstly, it provides protection against potential legal actions arising from accidents, injuries, or property damage during the event. This insurance covers legal expenses, settlements, and judgments, thereby mitigating the financial risks associated with such liabilities. Additionally, retirement parties often entail gatherings of colleagues, friends, and family members, heightening the potential for incidents. Furthermore, many venues may stipulate retirement party insurance as a prerequisite for hosting events, ensuring protection for both organizers and venue owners from liability. Without sufficient insurance coverage, organizers may face legal and financial repercussions. By obtaining retirement party insurance, organizers underscore their commitment to safety and risk management, fostering a secure environment for attendees while safeguarding their financial well-being and reputation.
From a legal liability perspective, acquiring reunion insurance is vital for several reasons. Firstly, it provides protection against potential lawsuits resulting from accidents, injuries, or property damage that may occur during the event. This insurance coverage encompasses legal expenses, settlements, and judgments, reducing the financial risks associated with such liabilities. Additionally, reunions often involve gatherings of diverse individuals, increasing the likelihood of incidents. Moreover, many venues may require reunion insurance as a condition for hosting events, safeguarding both organizers and venue owners from liability. By securing reunion insurance, organizers demonstrate a commitment to risk management and safety, ensuring a secure environment for attendees while safeguarding their financial interests and reputation.
When it comes to the world of rodeo, the stakes are high, and the risks are real. That’s why our Rodeo Insurance is designed to provide unparalleled protection, ensuring that every thrilling moment is backed by comprehensive coverage. Whether you’re a professional rodeo organizer, an equipment vendor, or an event participant, our tailored insurance plans deliver peace of mind, allowing you to focus on what you do best. Purchase directly through PAL’s online portal, or speak with your Westland Insurance advisor.
Organizing a sporting event can be an exhilarating yet daunting task, filled with countless details and potential risks. This is where our comprehensive sporting event insurance steps in, offering you the peace of mind you need to focus on making your event a success. Whether you’re managing an amateur league or a professional championship, our insurance policy is designed to meet the unique needs of all types of sporting events.
Our sporting event insurance covers a wide range of events including archery, baseball, hockey, curling, swimming, fencing and basketball.
Purchase sporting event insurance through PAL directly or contact your Westland Insurance advisor.
Sporting event and hole-in-one insurance
Hosting sporting events subjects a business to a variety of liabilities and risks that must be considered to avoid costly litigation or other potential losses when something goes amiss. Protect your sporting event with comprehensive special event insurance coverage including property, general liability, cancellation insurance and more.
Hole-in-one insurance, or prize indemnity insurance, enables sports tournament organizers to offer contests and prizes while transferring the risk to an experienced and financially bound insurer. Your tournament remains covered while taking advantage of a lucrative marketing opportunity! Contact your insurance advisor to learn more, or purchase directly through PAL’s online portal.
How much does event insurance cost?
Understanding the cost of event insurance is essential for budgeting and ensuring comprehensive coverage for your special occasion. At Westland Insurance, we strive to provide transparent pricing that suits a variety of event types and sizes.
Our event insurance prices start at just $65, offering affordable coverage for a wide range of events. Whether you’re hosting a small birthday party, a corporate gathering, or a community fundraiser, we have cost-effective insurance options to meet your needs.
For those planning a wedding, we offer tailored wedding insurance packages starting at $75. With this coverage, you can insure a 100-person wedding, ensuring protection against unforeseen circumstances that could disrupt your big day.
Regardless of the size or nature of your event, investing in insurance provides invaluable peace of mind, allowing you to focus on creating memorable experiences for your guests. Ready to explore your event insurance options?
Optional liquor liability coverage
When hosting an event where alcohol is served, it’s crucial to consider additional protection beyond standard event insurance. Businesses such as restaurants, bars, clubs, conference centers, or hotels that serve or sell alcohol are required to maintain primary liquor liability coverage. Similarly, licensed caterers who provide alcohol service, even if it’s supplied by the event host, must also have primary liquor liability coverage.
At Westland Insurance, we understand the importance of ensuring comprehensive protection for your event, which is why we offer optional host liquor liability coverage through our online program. This additional coverage is designed to safeguard against potential liabilities arising from alcohol-related incidents during your event.
It’s important to note that host liquor liability coverage is not a substitute for primary liquor liability coverage required by businesses and licensed caterers. Additionally, host liquor liability coverage does not extend to individuals or businesses engaged in the business of serving or distributing alcoholic beverages.
By investing in optional host liquor liability coverage, you can enjoy added peace of mind knowing that you’re protected against potential risks associated with alcohol service at your event. Get in touch with us today to learn more about our optional coverage options and ensure that your event is fully protected.
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