Auto Insurance Barrie

If you’re at fault for an accident, you’ll need TPL insurance to pay for the damages.

Along with covering bodily injury and property damage costs, you may be sued by those affected by the accident. Third-party liability insurance will cover legal fees and money to settle the lawsuit.

A basic insurance policy will include $200,000 of TPL coverage. You can increase your coverage as necessary.

This insurance coverage applies to anyone involved in an accident—pedestrians, passengers, and drivers—regardless of who is at fault. This policy provides coverage for:

• Income replacement
• Caregiver, rehabilitation, and medical expenses
• Death benefits

If the driver at fault has no insurance, this insurance policy will make certain that you still have coverage.

DCPD insurance will cover damages and loss of use to your vehicle (when another driver is at fault). Claims will be filed and processed through your own insurer.

Collision (or upset) coverage will cover you for impact damage caused by other vehicles, buildings, or roadways.

You’ll be reimbursed for losses related to impacts with an animal, vandalism, and fire.

Protect yourself this physical damages add-on, which covers insured losses specified by this policy, that include falling/flying objects, vandalism, human-caused disasters, and natural disasters.

For an all-inclusive policy, choose this option; it includes comprehensive and collision coverage.

Each traffic or speeding ticket affects your driving history. If you’re considered a high-risk driver, you’ll have to pay more for auto insurance rates.

When was the last time you assessed your auto insurance? If it’s been years, you may have earned a lower rate, but your policy might not be updated to reflect that. Looking for ways to lower your payments? Contact us for auto insurance quotes.

If your spouse drives your vehicle often, we suggest adding them to your policy to ensure that you’re covered in case of an accident.

Yes! Our expert advisors can help with that; call us to inquire about insurance for a class 7 licence.

Your auto insurance premiums are determined by the following factors:

• Location. The area you live in Barrie will affect your rates. Insurance providers will consider rates of theft, vandalism, and accidents near your location.
• Vehicle usage. How often do you drive? The more time you spend on the road, the more at risk you are.
• Driving & claims history. Past insurance claims or traffic tickets will impact your premiums.

Barrie auto insurance is required for all drivers. At the bare minimum, you need the four types of mandatory coverages we listed above.

Barrie residents know that winters here are tough to drive in. That’s why winter tires are a must-have—they give you more stability on the road and help prevent accidents. Auto insurance companies know this, too; that’s why most of them offer a discount for drivers with winter tires. Switch your tires to save on your car insurance premiums.

Barrie car insurance quotes vary depending on your age, driving experience, and insurance history. If you’re trying to budget for insurance, contact us for a quote!