Auto Insurance Kenora

After a car accident, the ramifications can affect someone’s life for months. What if someone is unable to work?

This is where accident benefits coverage kicks in. Coverages include death benefits, income replacement, medical costs, rehabilitation expenses, and caregiver fees.

Have you been involved in an accident? If you cause property damage or bodily injury, those affected by it may decide to take legal action. With liability coverage, you’ll be reimbursed for legal expenses. By default, liability cover has a limit of $200,000. You can extend this limit to ensure you’re completely covered.

Get coverage for damage and loss of use to your vehicle with this insurance policy. You’ll be compensated for these expenses as long as you’re not at fault. With direct compensation, the claims are filed through your own insurer for a quicker turnaround time.

As careful as we are, car accidents happen. Even though you have insurance, not all Kenora drivers do. If you’re involved in an accident, and the at-fault driver has inadequate insurance, you’ll still be covered through this policy.

Get covered for damages caused by extreme weather, collisions with animals, and vandalism.

Repair or replace your vehicle after an at-fault collision with this insurance.

You’ll be covered for any insured losses specified in this policy, including falling objects, flying objects, natural disasters, human-caused disasters, and vandalism.

Combine comprehensive and collision insurance for the best of both. You’ll also be covered for any damages if a person living in your home steals your vehicle.

Traffic tickets cost you money and affect your insurance rates. If you have a history of speeding, impaired driving, or traffic tickets, your insurance rates will increase.

It always pays to drive safely—not just for those you share the road with, but for your bank account, too.

Premiums vary based on a person’s individual insurance profile.

That depends; how often does your spouse drive your vehicle? If they use it regularly, consider adding them to your insurance policy to ensure you’re protected.

Here’s a list of factors that affect your insurance rates:

• Vehicle usage
• Distance from your home to your place of employment
• Insurance history
• Driving record
• Experience

In Ontario, all drivers are required to purchase the four types of mandatory coverage. However, optional coverage is not required.

Update your insurance with each year you drive accident-free. Your driving and insurance history will directly affect the cost of your rates.

If you’re a less experienced driver, your insurance will typically be more expensive. To get an accurate quote, reach out to an insurance broker at Westland.