Equestrian Insurance – Alberta

Horses are some of the greatest companion animals as well as a large investment. From Clydesdales all the way down to mini horses, you’ll want to saddle up with the right equestrian policy. Whether you own horses for pleasure, supply board, train, breed, or offer riding lessons, there are hazards and perils that come with owning horses. We’re no jockeys, but we are experts in equestrian insurance. We’re not horsing around. Let us help find the right coverage for your horses or equestrian business!

As your local insurance experts, we know that each business in the equestrian industry in Alberta is unique in its own way. From stables in the Red Deer through to Medicine Hat to the properties along the Rocky Mountains that provide scenic horse rides, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many people decide to set up shop in Alberta.

We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.

Why Choose Westland?

We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.

Equestrian Insurance Explained

Whether you provide riding lessons, or stable boarding services there are risks associated with working or having horses. Incidents can occur as a result of accidents, injury, negligence, or acts of nature. In order to protect yourself, your property, your horses and the possibility of being sued, an equine insurance package is a definite must. Saddle up and get moving with the right equestrian policy. All details, big and small, are thoroughly explained so you have peace of mind and can focus on what’s most important.

From the investment and upkeep of owning horses, to providing services that include clients and horses, there are a lot of complexities that are unique to the equestrian industry. At Westland, we offer a comprehensive equestrian package that has everything to keep your horses and business covered, including:

  • Equestrian Liability Insurance
    By law, a horse owner is responsible for any property damage, injury or accident that their horse may cause. This can be both on and off their own premises. An injured party has the right to seek monetary compensation from you as a result of your horse’s actions. Equine insurance will protect you and your family from financial losses; not many people can afford to hand over thousands of dollars out of pocket. Such instances would include if your horse were to bite, kick, throw a rider, or if your horse manages to escape onto a road and cause an automobile accident. Additionally, you could be held liable if something happens to someone else’s horse that is under your care.
  • What protection is available for my horse?
    Equine insurance can also protect the financial investment that you have put into your horses. If your horse has been injured or becomes sick, coverage is available to help with the unexpected medical expenses that may be incurred. The options are many, veterinarian bills, medicine, x rays and MRI’s, extra expenses, loss of use, to name a few.
  • Is equestrian equipment covered?
    Westland’s Equestrian Insurance Package not only protects your horses, but also any equipment necessary for the health, upkeep, and protection of these animals. This includes tack, sheds, barns, machinery, hay and feed, as well as any other equipment associated with your horses.
  • Who is this policy tailored best for?
    • Equestrian Facilities
    • Farms
    • Individual Horse Owners
    • Breeders
    • Trainers
    • Coaches
    • Equestrian First Aid Instructors
    • Boarding

How Much Does Equestrian Insurance Cost in Alberta?

Just as businesses differ across Alberta, so do the risks and exposures which impact the cost. The following factors will impact the cost of your equestrian insurance coverage:

  • Value of Horse(s)
  • Business Operations
  • Age/Breed of Horse(s)
  • Location

Does your business own vehicles?

We can help with your auto insurance needs too! Connect with us today to ensure you’re covered out on the road.

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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10 Business Facts About Alberta

  1. It should come as no surprise that Alberta is known for its Oil and Gas. It’s the largest oil producing province in Canada. It provided 79.2% of all Canadian oil production in 2015.
  2. Canada’s favourite beverage, the Caeser, was invented in Calgary in 1969. Since then, it’s become a staple on many restaurant menus across Canada.
  3. Edmonton is home to the largest shopping centre in North America. West Edmonton Mall offers more than 800 stores, two hotels and over 100 restaurants.
  4. Each summer, Calgary hosts the largest rodeo in the world. They welcome over 1,200 businesses to the Stampede as well as more than four million guests.
  5. Think Boston Pizza was founded in Boston? Not the case. Gus Agioritis founded Boston Pizza and opened the first BP’s in Edmonton.
  6. Ranching is a large industry in Alberta, with cash receipts totalling $4.58 billion in 2016.
  7. Alberta is a thriving province when it comes to tourism and supports over 130,000 jobs. From natural beauty to festivals there is something for everyone and every business.
  8. Cattle farming is one of Alberta’s main agricultural sectors. Did you know that over 40% of all cattle in Canada are located throughout Alberta farms.
  9. Your paper products might just come directly from the forests of Alberta. In fact, over 47,000 jobs are in the lumber industry which contributes to over $11 billion dollars to the economy.
  10. Although a main driving factor in Alberta is the petroleum industry, emerging industries are making a name for themselves in Alberta. Technology and data, aviation and logistics, energy and cleantech are among the most important key sectors.

Claims Experience from Westland Clients

“We had a line of our skincare product that ended up causing damage to the customer’s skin”.

Our goal is to find the best coverage for you so that you can continue to live your life the way you want to. To learn more about being a Westland client, click here.

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