Equestrian Insurance – Ontario

Horses are some of the greatest companion animals as well as a large investment. From Clydesdales all the way down to mini horses, you’ll want to saddle up with the right equestrian policy. Whether you own horses for pleasure, supply board, train, breed, or offer riding lessons, there are hazards and perils that come with owning horses. We’re no jockeys, but we are experts in equestrian insurance. We’re not horsing around. Let us help find the right coverage for your horses or equestrian business!

As your local insurance experts, we know that each business in the equestrian industry in Ontario is unique in its own way. From stables in Halton to riding arenas in other communities located in Southern, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many equine people have their business operations located in Ontario.

We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.

Why Choose Westland?

We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.

Equestrian Insurance Explained

Whether you provide riding lessons, or stable boarding services there are risks associated with working or having horses. Incidents can occur as a result of accidents, injury, negligence, or acts of nature. In order to protect yourself, your property, your horses and the possibility of being sued, an equine insurance package is a definite must. Saddle up and get moving with the right equestrian policy. All details, big and small, are thoroughly explained so you have peace of mind and can focus on what’s most important.

From the investment and upkeep of owning horses, to providing services that include clients and horses, there are a lot of complexities that are unique to the equestrian industry. At Westland, we offer a comprehensive equestrian package that has everything to keep your horses and business covered, including:

  • Equestrian Liability Insurance
    By law, a horse owner is responsible for any property damage, injury or accident that their horse may cause. This can be both on and off their own premises. An injured party has the right to seek monetary compensation from you as a result of your horse’s actions. Equine insurance will protect you and your family from financial losses; not many people can afford to hand over thousands of dollars out of pocket. Such instances would include if your horse were to bite, kick, throw a rider, or if your horse manages to escape onto a road and cause an automobile accident. Additionally, you could be held liable if something happens to someone else’s horse that is under your care.
  • What protection is available for my horse?
    Equine insurance can also protect the financial investment that you have put into your horses. If your horse has been injured or becomes sick, coverage is available to help with the unexpected medical expenses that may be incurred. The options are many, veterinarian bills, medicine, x rays and MRI’s, extra expenses, loss of use, to name a few.
  • Is equestrian equipment covered?
    Westland’s Equestrian Insurance Package not only protects your horses, but also any equipment necessary for the health, upkeep, and protection of these animals. This includes tack, sheds, barns, machinery, hay and feed, as well as any other equipment associated with your horses.
  • Who is this policy tailored best for?
    • Equestrian Facilities
    • Farms
    • Individual Horse Owners
    • Breeders
    • Trainers
    • Coaches
    • Equestrian First Aid Instructors
    • Boarding

How Much Does Equestrian Insurance Cost in Ontario?

Just as businesses differ across Ontario, so do the risks and exposures which impact the cost. The following factors will impact the cost of your equestrian insurance coverage:

  • Value of Horse(s)
  • Business Operations
  • Age/Breed of Horse(s)
  • Location

Does your business own vehicles?

We can help with your auto insurance needs too! Connect with us today to ensure you’re covered out on the road.

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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10 Ontario Business Facts

  1. Niagara Falls is one of the largest draws to Ontario. In fact, it welcomed 12.9 million visitors in 2017 and tourism expenditures reached a whopping $2.4 billion!
  2. It comes as no surprise that Toronto is a big player in the film and television production sector. Often being called the Hollywood of Canada, over 25% of Hollywood movies are filmed in Toronto.
  3. Fishing is a beloved past time in Ontario, but it’s also an economic driver. With over 1.12 million anglers on Ontario water a year, they spend $1.6 billion a year in the province, whether at remote fishing lodges or supporting small angling businesses.
  4. Ontario is one of the most multicultural places in the world. It’s home to many festivals including Caribbean Carnival, Jazz Festival and Oktoberfest. In fact, there are over three thousand festivals each year.
  5. Ontario has a thriving agricultural sector. The province contributes to almost a quarter of all farm revenue in Canada. The top crop productions are soybeans, corn and winter wheat.
  6. Forestry is another large industry in Ontario, supporting over 53,000 jobs. In fact, the forests of Ontario cover a land area close to the size of Italy, Germany and the Netherlands…combined.
  7. Ontario is the national leader when it comes to manufacturing. Automotive, textiles, electrical goods and farm implements contribute to an industry that employs about half of Canada’s manufacturing jobs.
  8. The Royal Ontario Museum is the largest in Canada, and the fifth largest in all of North America. It sees a total of one million visitors a year who stop by to see many collections in over 40 galleries.
  9. Another driving force for the province is the food processing industry. Ontario has over 3,000 companies that make both food and beverage products. Companies include Kraft, Nestle, Kellogg’s, Coca Cola and PepsiCo.
  10. With over 25,000 restaurants in Ontario, it’s not surprising that some famous dishes have originated in Ontario. The Hawaiian pizza didn’t originate from the islands of Hawaii, rather at the Satellite Restaurant in Chatham!

Claims Experience from Westland Clients

“We had a line of our skincare product that ended up causing damage to the customer’s skin”.

Our goal is to find the best coverage for you so that you can continue to live your life the way you want to. To learn more about being a Westland client, click here.

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