Question 1

What makes entertainment insurance different than other types of insurance?

Accepted Answer

Entertainment insurance differs from other types of insurance as it covers specific assets that are relevant to media and entertainment. For example, it can cover camera equipment, producer errors and omissions, legal expenses, and more.

Question 2

Film insurance

Accepted Answer

Film production insurance offers essential coverage for risks associated with your production, including E&O insurance for film production. This may range from features, television series, docs, commercials, music videos, webisodes and other productions intended to be distributed on mobile devices: any content created by you—the producer. Its primary goal is to empower you in realizing your artistic vision by effectively minimizing production hazards and transferring risk.

Question 3

Camera equipment insurance

Accepted Answer

If you’ve received money for your photography, your gear is now deemed “commercial equipment”. This means your home or tenant insurance policy may not cover your photography equipment as it is no longer classified as a “personal” possession. Therefore, it is important to ensure you obtain professional camera equipment insurance to protect your gear.

Question 4

Music tour insurance

Accepted Answer

Prepare for the unexpected, from accidents to equipment damage, and protect yourself and your tour from potential liabilities that may come up. That&#8217;s where music tour liability insurance comes in. It&#8217;s not just an option, it&#8217;s a necessity for any music tour. This insurance policy is designed for musicians and bands on the road (in Canada), providing you with the peace of mind you need to focus on what matters most – your music.Music liability insurance includes:Protection for accidentsVenue requirementsEquipment protectionCustomizable coverage

Question 5

Equipment rental insurance

Accepted Answer

Specialized rental equipment insurance is required by entertainment equipment owners, camera operators, and production equipment rental houses to cover their unique exposures.Here are a few examples of what a rental equipment insurance policy may include:Production equipment: camera equipment, sound/location recording equipment, lighting equipment, props/sets/wardrobe, miscellaneous unscheduled equipmentRented/non-owned equipmentTheatrical equipmentPostproduction equipment: editing equipment, recording/studio equipment

Question 6

Event insurance

Accepted Answer

Defend against unforeseen events and cancellations with event liability insurance. Whether you’re organizing a neighbourhood rummage sale, getting ready for a gallery opening, or putting on a farmer’s market, it is important to ensure you have event insurance in place to protect yourself from unforeseen incidents.

Question 7

Concert insurance

Accepted Answer

You work hard to carefully plan, promote, and produce a successful concert. While you’d like everything to run smoothly, that isn’t always the case. Obtain concert event insurance to protect against incidents of liability and bodily harm for both the performers and the audience. Giving you piece of mind to focus on ensuring the patrons enjoy their experience.

Question 8

Festival insurance

Accepted Answer

Ensure your festival is protected from unforeseen events with festival insurance. Festival insurance is geared to shield organizations, venue owners, and promoters from significant risks.Many coverage options are available, including:Commercial general liabilityCancellation and non-appearanceMoney & securities (employee dishonesty)Property floatersVolunteers’ liabilityTravel medical for foreign workersDirectors and officers