Equestrian Insurance – British Columbia

Horses are some of the greatest companion animals as well as a large investment. From Clydesdales all the way down to mini horses, you’ll want to saddle up with the right equestrian policy. Whether you own horses for pleasure, supply board, train, breed, or offer riding lessons, there are hazards and perils that come with owning horses. We’re no jockeys, but we are experts in equestrian insurance. We’re not horsing around. Let us help find the right coverage for your horses or equestrian business!

As your local insurance experts for over 40 years, we know that each business in the equestrian industry in BC is unique in its own way. From stables in the Okanogan Valley to the properties along Vancouver Island that provide scenic horse rides, we’ve got you covered. With all it has to offer, it’s not hard to understand why so many people decide to set up shop in BC. And with 100 locations across the province, there’s sure to be a Westland location near you.

We understand it’s vital to protect what’s most important to you and your business. Our expert insurance advisors are here to ensure you’re protected and provide peace of mind so you can focus on nurturing your business for the future.

Why Choose Westland?

We know that your business insurance needs to match your goals, your business and your budget. Our expert business insurance advisors get to know you and your business, so that they can tailor a policy to your exact needs. We’ll work with you to build a risk management solution, ensuring coverages line up with your business needs.

Insurance can be complex sometimes. Let our expert insurance advisors do the heavy lifting! We’ll help you find a policy that you feel is the best fit and provides peace of mind. To learn more about the benefits of being a Westland client, Click here.

Equestrian Insurance Explained

Whether you provide riding lessons, or stable boarding services there are risks associated with working or having horses. Incidents can occur as a result of accidents, injury, negligence, or acts of nature. In order to protect yourself, your property, your horses and the possibility of being sued, an equine insurance package is a definite must. Saddle up and get moving with the right equestrian policy. All details, big and small, are thoroughly explained so you have peace of mind and can focus on what’s most important.

From the investment and upkeep of owning horses, to providing services that include clients and horses, there are a lot of complexities that are unique to the equestrian industry. At Westland, we offer a comprehensive equestrian package that has everything to keep your horses and business covered, including:

  • Equestrian Liability Insurance
    By law, a horse owner is responsible for any property damage, injury or accident that their horse may cause. This can be both on and off their own premises. An injured party has the right to seek monetary compensation from you as a result of your horse’s actions. Equine insurance will protect you and your family from financial losses; not many people can afford to hand over thousands of dollars out of pocket. Such instances would include if your horse were to bite, kick, throw a rider, or if your horse manages to escape onto a road and cause an automobile accident. Additionally, you could be held liable if something happens to someone else’s horse that is under your care.
  • What protection is available for my horse?
    Equine insurance can also protect the financial investment that you have put into your horses. If your horse has been injured or becomes sick, coverage is available to help with the unexpected medical expenses that may be incurred. The options are many, veterinarian bills, medicine, x rays and MRI’s, extra expenses, loss of use, to name a few.
  • Is equestrian equipment covered?
    Westland’s Equestrian Insurance Package not only protects your horses, but also any equipment necessary for the health, upkeep, and protection of these animals. This includes tack, sheds, barns, machinery, hay and feed, as well as any other equipment associated with your horses.
  • Who is this policy tailored best for?
    • Equestrian Facilities
    • Farms
    • Individual Horse Owners
    • Breeders
    • Trainers
    • Coaches
    • Equestrian First Aid Instructors
    • Boarding

How Much Does Equestrian Insurance Cost in BC?

Just as businesses differ across British Columbia, so do the risks and exposures which impact the cost. The following factors will impact the cost of your equestrian insurance coverage:

  • Value of Horse(s)
  • Business Operations
  • Age/Breed of Horse(s)
  • Location

Does your business own vehicles?

We can help with your auto insurance needs too! Connect with us today to ensure you’re covered out on the road.

Review Your Insurance and Get a Quote with Westland

Ready to discuss your insurance needs? Our expert advisors are here to review your current insurance policies, discuss your unique risks and operations, and find the perfect insurance policy for your business. Whether it’s over email, the phone or in person we are ready to help! To get started on a quote now and see price estimates for your business coverage, click the button below. Our advisors will contact you right away and help navigate your risk management needs. Of course, we are always available to talk over the phone or in person. Check out our locations page to connect with an office closest to you!

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10 BC Business Facts

  1. British Columbia has a solid small business sector, with 98% of all businesses in the province and over one million people employed.
  2. British Columbia is one of the top 3 producing regions of cranberries and blueberries in the world.
  3. BC ranks first in the country for small businesses (per capita), with 84.2 businesses per 1,000 people.
  4. Over 38% of self-employed BC residents are women, making BC the second-highest rate of women-led businesses in the country.
  5. The primary industry in BC is the service industry, accounting for more than 75% of the province’s GDP.
  6. In Vancouver alone, there are approximately 79,989 businesses.
  7. BC’s forest industry contributes about $12.9 billion to the provincial GDP every year.
  8. The film industry in BC employs over 70,000 people.
  9. Fan of seafood? BC is the place for you, exporting salmon, crab, shrimp, you name it!
  10. British Columbia is one of the most popular wine regions on the continent.

Claims Experience from Westland Clients

“We had a line of our skincare product that ended up causing damage to the customer’s skin”.

Our goal is to find the best coverage for you so that you can continue to live your life the way you want to. To learn more about being a Westland client, click here.

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