Family Autocover (Private Car Insurance) includes 24/7 claims service
- 24/7 Claims Service: Contact your local Westland Insurance office during standard business hours. For after-hours claims, call 604-681-6123 or toll free at 1-800-661-4404. Alternatively, you can submit your claim online by visiting https://www.familyins.com/pub/claims/.
- Use any CERF* Repair Shot and receive:
- Lifetime warranty on the repairs of the vehicle
- Repair Authorization (to begin repairs on the insured’s vehicle without approval from Family).
- Unlimited Loss of Use option (for AutoPlus policies and if subcompact vehicle is accepted).
- Quality Assurance for repairs.
*CERF: Certified Economical Repair Facility
Additional Coverage |
Summary of Benefits |
Excess Third Party Liability
|
Protection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash. |
Excess Underinsured Motorist Protection
|
Covers you or your passengers in a crash where the driver who is found responsible doesn’t have enough coverage to pay for damages or injuries caused. |
Replacement Cost Coverage Options
|
You can receive a brand-new version of your vehicle or cash payout if the vehicle gets declared a total loss. Family offers two levels:
- Premier Replacement Cost – Available for future year models and model year 1 or 2
- Standard Replacement Cost – available for model years 1, 2 & 3
Guaranteed Original Equipment Manufacturer (OEM) parts |
Collision
|
Pays for repairs to your vehicle regardless of who’s at fault in the crash. |
Comprehensive
|
Protects you from a variety of types of damage to your vehicle that are NOT a result of a collision. |
Family Autocover's private car insurance in BC has two options for coverage bundles designed to save you money...
|
AutoStandard
|
AutoPlus
|
Emergency Service Expense |
$50 occurrence, $100 annual limit. Option to increase to $250 per occurrence |
$250 per occurance, no annual limit |
Accident Forgiveness |
Optional Add-On |
Optional Add-On |
Destination Protection |
Not Available |
Up to $100 per occurrence |
Loss of Use |
Optional Add-On |
$1,200 with a $100 daily limit, or unlimited when using a certified Economical Repair Facility & subcompact vehicle. Higher limits available. |
Family Worldwide Transportation |
Not Available |
$7,500 & $1,000 for additional living expenses |
Lock Protection |
Not Available |
Up to $1,000 per occurrence |
Travel Protection |
Optional Coverage |
Included |
Rental Vehicle Coverage |
Optional Coverage |
Included |
24/7 insurance claims reporting - 1-866-464-2424
For more information about Family Autocover, BC's private car insurance offering, contact our Car Insurance Specialists at ContactUs@WestlandInsurance.ca, call us at 1-800-899-3093 or visit a Westland Insurance location near you.