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Westland's private car insurance in BC, Family Autocover protects you and your vehicle beyond the basic coverage required by ICBC.

Ask one of our Insurance Advisors about the benefits of private optional insurance coverages with Family Autocover:

•           Additional discounts for providing credit consent

•           No deductible windshield chip repairs

            (subject to a maximum per year)

•           Emergency Roadside Service

•           Loss of Use (with no deductible for fire, lightning or theft)

•           Increased Comprehensive deductible available

•           Optional Accident Forgiveness

•           Optional Excess Underinsured Motorist Protection

•           Optional Replacement Cost Coverages


Family Private Auto Insurance BC

Family Autocover (Private Car Insurance) includes 24/7 claims service

  • 24/7 Claims Service: Contact your local Westland Insurance office during standard business hours. For after-hours claims, call 604-681-6123 or toll free at 1-800-661-4404. Alternatively, you can submit your claim online by visiting
  • Use any CERF* Repair Shot and receive:
  1. Lifetime warranty on the repairs of the vehicle
  2. Repair Authorization (to begin repairs on the insured’s vehicle without approval from Family).
  3. Unlimited Loss of Use option (for AutoPlus policies and if subcompact vehicle is accepted).
  4. Quality Assurance for repairs.

  *CERF: Certified Economical Repair Facility

Additional Coverage Summary of Benefits
Excess Third Party Liability
Protection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash.
Excess Underinsured Motorist Protection
Covers you or your passengers in a crash where the driver who is found responsible doesn’t have enough coverage to pay for damages or injuries caused.
Replacement Cost Coverage Options

You can receive a brand-new version of your vehicle or cash payout if the vehicle gets declared a total loss. Family offers two levels:

  • Premier Replacement Cost – Available for future year models and model year 1 or 2
  • Standard Replacement Cost – available for model years 1, 2 & 3
Guaranteed Original Equipment Manufacturer (OEM) parts
Pays for repairs to your vehicle regardless of who’s at fault in the crash.
Protects you from a variety of types of damage to your vehicle that are NOT a result of a collision.

Family Autocover's private car insurance in BC has two options for coverage bundles designed to save you money...




Emergency Service Expense   $50 occurrence, $100 annual limit. Option to increase to $250 per occurrence  $250 per occurance, no annual limit
 Accident Forgiveness  Optional Add-On  Optional Add-On
Destination Protection  Not Available  Up to $100 per occurrence
Loss of Use   Optional Add-On  $1,200 with a $100 daily limit, or unlimited when using a certified Economical Repair Facility & subcompact vehicle. Higher limits available.
Family Worldwide Transportation  Not Available  $7,500 & $1,000 for additional living expenses
Lock Protection  Not Available Up to $1,000 per occurrence
Travel Protection Optional Coverage Included
Rental Vehicle Coverage Optional Coverage Included


24/7 insurance claims reporting - 1-866-464-2424

For more information about Family Autocover, BC's private car insurance offering, contact our Car Insurance Specialists at, call us at 1-800-899-3093 or visit a Westland Insurance location near you.