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Equestrian Liability Insurance Coverage in BC


Some horse owners don’t realize the various emotional and financial risks involved with owning one or more of these magnificent animals. Whether you own horses for pleasure, supply board, train, breed, or offer riding lessons, there are hazards and perils associated with this ownership. These perils can occur in the form of accidents, injury, negligence, or acts of nature.

In order to protect yourself, your property, and your horses, an equine insurance package is a definite must. By law, a horse owner is responsible for any property damage, injury or accident that their horse may cause. This means that an injured party has the right to seek monetary compensation from you as a result of your horse’s actions. Equine insurance will protect you and your family from financial losses; not many people can afford to hand over thousands of dollars out of pocket. Such instances would include if your horse were to bite, kick, throw a rider, or if your horse manages to escape onto a road and cause an automobile accident. Additionally, you can be held liable if something happens to someone elses horse that is under your care.

As well as providing protection for liability issues, equine insurance will protect the financial investment that you have put into your horses. If your horse has been injured or becomes sick, coverage is available to help with the unexpected medical expenses that may be incurred.

To many, a farm is a home, a sanctuary, and a way of life. Purchasing Westland’s Equestrian Insurance Package will ensure that your investments are properly taken care of. We protect not only your horses, but also any equipment necessary for the health, upkeep, and protection of these animals. This includes tack, sheds, barns, machinery, hay and feed, as well as any other equipment associated with your horses. We take the worry and stress away so that you can concentrate on enjoying your horses.

At Westland Insurance Group, we have designed an exclusive product for association members* that will address the specific insurance requirements of horse owners. We specialize in alleviating the stress and concerns associated with the responsibilities of raising and caring for horses. All details, big and small, are thoroughly explained so that you leave with peace of mind, knowing that we are there for you – 24/7, in case you have any questions, concerns, or need to file a claim

Equestrian Insurance Program Features

Coverage is tailored for:

Equestrian facilities
Farms
Individual horse owners
Breeders
Trainers
Coaches
Boarding
Horse Mortality
Protection is afforded for:

Property
Contents
Animals - Owned and Non-Owned
Machinery and Equipment
Liability claims both at home and abroad
Accidental Death and Dismemberment

Why should you choose Westland Insurance Group for your equine insurance needs?
Our specially trained team offers over 30 years of experience in the insurance industry, including equine insurance

We offer personalized, friendly service to our local customers
Our commitment to you is honesty, quality, and high morals, combined with exceptional assistance and consulting
Association members* receive exclusive discounts
Customer service is our number one priority – we work for YOU
Affordable payment options created to suit your budget
24-hour emergency claims service
* Eligible associations include, but are not limited to, Horse Council of BC (HCBC), Equine Canada (EC), Canadian Warmblood Horse Breeder Association (CWHBA). British Columbia Hunter Jumper Association (BCHJA). For a complete list of eligible associations please contact an Equestrian Insurance Specialist.

For more information about Equestrian Insurance, contact our Equestrian Insurance Specialists at EquineInsuranceSpecialist@WestlandInsurance.ca or call us toll free at 1-800-899-3093.