Spring break travel: Why you need travel insurance for a stress-free vacation
With spring break right around the corner, you might be dreaming of a much-needed getaway. Whether you’re planning a trip on your own or with friends and family, you’ll want to make the most out of your vacation without any unwelcome surprises. Thankfully, travel insurance can give you the peace of mind to experience your dream trip knowing that you’re covered if anything unexpected should happen.
In this blog post, we’ll cover why travel insurance is essential for your spring break vacation and how it can help you deal with unexpected challenges that could arise.
Understanding the risks of spring break travel
Being prepared is the first step to a hassle-free holiday. Spring is notoriously one of the busiest times of the year for travelling and can cause disruption to travel schedules, but weather disruptions, medical emergencies, trip cancellations, and lost baggage can also make a vacation stressful.
As you prepare for your upcoming trip, it’s important to know what you can expect and take steps to deal with them if they take place.
Ready to learn more about the coverages that’ll best protect you? Read more here.
Our trusted travel insurance partner
At Westland, we’ve established a partnership with Allianz Global Assistance, a leading travel insurance provider, to bring our customers the best in coverage and service.
Why you need travel insurance for your spring vacation
Simply put, travel insurance protects you from the unexpected. It supplements your provincial health insurance, covers trip cancellations, medical/dental expenses, and lost or delayed baggage. This means you’re financially protected against unpredictable events, so you can enjoy your vacation with peace of mind.
Consider this: The Johnsons, a Canadian family, planned their long-awaited spring break vacation to Mexico. Unfortunately, upon arrival at the airport, they were informed that their connecting flight was cancelled due to severe weather conditions. The airline offered them a rebooking for the next available flight, which was two days later. This would significantly cut into their vacation time, not to mention the additional expenses for unplanned accommodation and meals. Luckily, the family had taken out travel insurance from our trusted partner Allianz Global Assistance Travel. They immediately contacted Allianz, who arranged for them to take a flight with a different airline later that day, ensuring they reached their destination with minimal delay. The insurance also covered the unexpected extra expenses.
Travel insurance coverage turned what could have been a stressful situation into a minor bump on their vacation journey, and they were able to enjoy their spring break to the fullest.
Your spring break insurance checklist
To ensure nothing is left up to chance, we’ve curated a simple checklist for you to follow as you prepare for your spring break journey:
- Policy review: Take a moment to read through your travel insurance policy. Understand what’s covered and how to get help if you need it.
- Emergency information: Keep a list of emergency contacts, including the Allianz support hotline, easily accessible at all times.
- Important documents: Make digital copies of your insurance policy, passport, and ID, so they’re available even if the originals are misplaced.
- Medical records: If you have pre-existing conditions, have your medical records handy to streamline the process in case of a medical emergency.
- Prescriptions: Carry a copy of your prescription and enough medication for the duration of your trip.
- Local knowledge: Familiarize yourself with your destination’s local healthcare facilities and understand the basics of seeking medical care abroad.
- Check weather and travel advisories: Stay informed about your destination’s weather patterns and any travel advisories that could impact your plans.
- Money management: Ensure you have a method of payment accepted internationally and plan for potential emergencies.
With this checklist, you’re all set to dive into your spring break knowing Westland – in partnership with Allianz Global Assistance – is working in the background to ensure your vacation is all you imagined it would be.
Allianz Global Assistance
Allianz is a global leader in travel insurance with over 30 years of experience supporting travelling Canadians. They provide value-added travel insurance and assistance services, ensuring you’re protected during your journeys. Whether it’s coverage for emergency medical expenses or trip cancellations, Allianz Global Assistance has you covered.
Allianz utilizes a secure and easy-to-use Claims Portal for faster claim processing. It’s available 24/7 via mobile devices and browsers. Check out their how to file a claim page for all you need to know about their claims process.
Allianz has also released a new product, the Annual Medical Flex Plan, which takes an entirely new approach to travel insurance. The Annual Medical Flex Plan provides coverage for a specific number of travel days within a one-year period based on your travel plans. You’ll only pay for the coverage you need and rest easy knowing you’re secure all year long.
Did you know you can purchase travel insurance fully online? Allianz provides access to travel insurance with a few clicks. If you’re ready to secure your travel insurance today, click below to get started.
Still have questions or not sure what coverage is best for you and your travel plans? Contact us today to learn what travel insurance is right for you and your adventure.
Coverage that goes further, so you can too.