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Car Insurance in BC

Auto insurance in BC is mandatory for everyone and there are many coverages available. Though every policy in BC must contain ICBC Autoplan basic car insurance, consumers also have the choice of using a private insurance company for comprehensive and other insurance add-ons.

  • ICBC Basic Autoplan has five main coverages that address significant protection:
  • Third Party Liability - protects you when you are at fault for an accident and another person makes a claim
  • Accident benefits – pays for injury treatment, medical expenses and loss of wages or benefits
  • Under-insured motorist protection – coverage when person who causes a crash has no insurance, or not enough to cover losses.
  • Protection against hit-and-run and uninsured motorists – coverage to a maximum of $200,000

  • Inverse liability coverage – coverage in Canada and U.S where law restricts loss recovery from driver at fault

Click here for further details on these coverages. For more information about Basic Autoplan, contact the nearest Westland Insurance Group office or call 604-543-7788 or toll free at 1-800-899-3093.

Westland Green Private Auto

One of the benefits of dealing with a Westland Insurance broker is having the option of purchasing Westland Green private auto insurance to supplement the ICBC Basic Autoplan. Underwritten by Intact Insurance, the Green program offers two choices – Greenshield, which is standard for all Westland Green policies, and Greenshield+, offering increased benefits on the plan.

 

Some examples of Greenshield coverages are:

 Greenshield Standard  GreenShield+
 Loss of Use  $1,000 per occurrence  $2,000 per occurrence
Travel Protection  $1,500 for 1-2 people  $3,000 for 1-2 people
 Lock Re-Keying  $500 for one policy period  $1,000 for one policy period

 

Westland Greenshield+ also offers increased value over ICBC Roadstar Plus on many coverages. Ask your local Westland Insurance broker for further information.

Get a Car Insurance Quote

Going through car insurance options can be daunting as there are many mandatory aspects combined with a variety of new coverages through optional sources.

Westland makes it easier for you to get a quote. Our brokers have years of experience dealing with Autoplan coverages and can work with you to find the best coverage for your specific needs.  

Online Auto Renewals in BC

At the moment, it is not possible to renew your auto insurance online. You would need to visit your broker, but the process is relatively simple. Just take note of the following items:

  •  Bring your current insurance papers, or the Notice to Renew you receive in the mail
  • Show your current valid driver's license or other primary photo ID
  • have a void cheque for automatic withdrawls, or if your account information has changed
  • ensure all overdue bridge tolls are paid

Your Westland Insurance broker is available if you have other questions about your insurance renewal. To find an office near you, click here.

Frequently Asked Questions

  • Q: What is Collision Coverage?

  • Q: What is Comprehensive Coverage or COMP?

  • Q: What is Specified Perils or SPEC?

  • Q: What is TPL or Third Party Liability?

  • Q: What is RoadStar?

  • Q: What is Roadside Plus?

  • Q: What is Underinsured Motorist Protection?

  • Q: What is Rental Vehicle Protection?

  • Q: What is Loss of Use?

  • Q: What does ICBC stand for?

  • Q: What organization handles drivers licences in BC?

  • Q: What age can I get my learners licence?

  • Q: Which Westland Insurance offices have Drivers Services?

  • Q: Does Westland Insurance sell auto insurance other than ICBC?

  • Q: Can I gift a car to a friend?

  • Q: Can I trade my vehicle straight across for another vehicle?

  • Q: I was in a car accident, who do I call?

  • Q: What information should I collect if I am car accident?