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Additional Coverage - Home, House, Condo, Mobile Home Insurance

   

Earthquake insurance

You can’t stop an earthquake from destroying your home – but you can stop it from destroying your financial future. Safeguard your home with earthquake insurance.

Peace of mind doesn’t have to be expensive. For only a few dollars a month you can add earthquake coverage to your home, condo or tenant’s policy. This additional coverage will ensure you get back on your feet – particularly if your home has been devastated.

Westland Insurance also offers Earthquake Deductible Buy-Down Insurance to make your Earthquake Deductible more affordable. If you live in a Strata property, Westland also offers Strata Earthquake Deductible Assessment Insurance.



Glass insurance

Now there’s an effortless way to replace your broken windows. By purchasing a simple Glass Insurance policy from us, you’ll protect yourself against the expense of replacing broken skylights and windows.*

With coverage on all exterior glass*, our Glass Insurance policy allows you to restore your view with the following benefits:

  • No deductible (compared to $500 or more on your basic home policy)
  • Claims do not affect your home policy
  • You choose the repair shop you want

* Some exclusions apply, please refer to policy wordings.



Home-Based Business Insurance

Your home-based business is an important source of income for you and your family. But, even though you operate out of your own home or rented premises, your home insurance may not cover any business-related losses you suffer as a result of a fire, water damage or other accident.

Depending on your business, we may be able to add your home-based business to your home policy to cover you for unforeseen circumstances like a liability claim or damage to your business property (both on- and off-site).



Identity theft insurance

As one of the fastest-growing crimes in Canada, having your identity stolen can be a painful and difficult situation to recover from. Clearing your name and restoring your credit rating can be extremely time-consuming and frustrating.

At Westland, we can help protect you from the costs and aggravation of identity theft. We also offer you more information about the problem as well as measures you can take to avoid becoming a victim of this invasion of your personal privacy.



Personal Liability Umbrella Insurance

Protect yourself from the skyrocketing costs of lawsuits and personal injuries by adding on some umbrella liability coverage to your home insurance policy. This extra protection covers you from large damage claims or expensive lawsuits that you, your dependents or even your pets might cause.

An umbrella liability policy can also protect you from events such as personal injury and Director’s Insurance that usually aren’t covered under standard home and automobile policies.



Special Articles Insurance

You have a passion for collecting: whether it’s jewelry, fine art or a coin collection, you may have a substantial investment to protect. That’s why we offer Special Articles Insurance.



Watercraft Insurance

If boating and fun on the water is an important part of your lifestyle, you want to make sure you protect your small craft as well as get coverage for liability in case of an accident. Whether it’s rough seas, a collision or some type of mechanical you may be able to insure your small boat as an extension of your Westland home insurance.

For larger boats, you may need to purchase our Marine & Boat Insurance.
 

Green Claims Extension

Allows you to replace damaged property with “green” products of similar kind, quality and usefulness when damaged property is not repairable.

Examples:

Floors - change to eco-friendly options such as cork or bamboo
Heating, Ventilating and Air Conditioning (HVAC) System - change to an energy efficient system
Windows, Doors and Skylights - change to new technologies that help save energy
Lighting - change to energy-efficient light bulbs and fixtures
Plumbing - change to low flow toilets, sinks, dishwashers and showerheads
Appliances - change to energy efficient appliances